YWCA Central Massachusetts
YWCA Central Massachusetts reported $9.4 million in revenue and $9.6 million in expenses for the fiscal year ending September 30, 2025. Of every $100 it spent, $77.96 went to program services, $15.23 to management and general costs and $6.81 to fundraising. Its largest source of revenue was program service revenue such as fees, sales and contracts: 87.3% of the total. The highest compensation it reported for one person was $165,779 (CHIEF EXECUTIVE OFFICER). 2 people received more than $100,000 in reportable compensation. Revenue fell 7% between FY2020 and FY2025. Source: Form 990, FY2025.
Where $100 of spending went
The fiscal year ending September 30, 2025 · Form 990, Part IX, line 25 · total expenses $9.6MFor context, the median across 3,614 covered human services charities: $88.27 programs, $11.52 management, $0.21 fundraising (medians computed separately, so they may not sum to $100).
Where $100 of revenue came from
The fiscal year ending September 30, 2025 · Form 990, Part VIII · total revenue $9.4MThe 990 scorecard · same measures for every charity, no grades
| Measure | FY2025 | Median |
|---|---|---|
| Program services Part IX 25(B) ÷ 25(A) | 78.0% | 87.2% |
| Management & general Part IX 25(C) ÷ 25(A) | 15.2% | 11.4% |
| Fundraising Part IX 25(D) ÷ 25(A) | 6.8% | 0.2% |
| Fundraising cost per $1 of contributions Part IX 25(D) ÷ Part VIII 1h | $0.84 | $0.02 |
| Contributions & grants share of revenue Part VIII 1h ÷ 12 | 8.3% | 20.6% |
| Government grants share of revenue Part VIII 1e ÷ 12 | 0.0% | 2.4% |
| Program service revenue share Part VIII 2g ÷ 12 | 87.3% | 70.8% |
| Highest reported compensation Part VII-A, columns D–F | $165,779 | $274,992 |
| Highest compensation as share of expenses Part VII-A ÷ Part IX 25(A) | 1.72% | 1.18% |
| People paid over $100,000 Part VII, line 2 | 2 | 6 |
| Net assets, in months of expenses Part X 33(B) ÷ monthly expenses | 19.9 | 6.9 |
| Independent voting board members Part VI 1a–1b | 19 of 19 | 100.0% |
A median is context, not a target: hospitals, universities, food banks and grantmakers spend in very different ways. What these measures can and can't tell you.
What the money paid for, in its own words
FY2025 · Form 990, Part III · the three largest programs by expenseWellness and health equity: provision of recreation and health programs for families in the Central Massachusetts area
Childcare: provision of quality child care services at five locations for children ages 1 month through 14 years
Domestic violence services: provide shelter and counseling services to domestic violence victims in need in Central Massachusetts and north Central Massachusetts
Highest reported compensation
FY2025 · Form 990, Part VII, Section A · roles as filed; names are in the filing, not here| Role | From this org | From related orgs | Other | Total |
|---|---|---|---|---|
| CHIEF EXECUTIVE OFFICER Director/trustee, officer, 35.00 hrs/week | $150,675 | $0 | $15,104 | $165,779 |
| CHIEF OFFICER OF FINANCE Director/trustee, officer, 35.00 hrs/week | $110,234 | $0 | $6,595 | $116,829 |
2 people received more than $100,000 in reportable compensation from YWCA Central Massachusetts (Part VII, line 2). Compensation of current officers, directors and key employees totaled $261K (Part IX, line 5).
6 years of filings
Form 990, Parts I, VII, IX and X · each row is that year's own filing, linkedGovernance answers, as filed
FY2025 · the organization's own yes/no answers; explanations, if any, are in Schedule O of the filing · what each means- Voting board members, and how many are independent Part VI, lines 1a–1b19 · 19 independent
- Audited financial statements Part XII 2bYes
- Conflict-of-interest policy Part VI 12aYes
- Whistleblower policy Part VI 13Yes
- Document retention policy Part VI 14Yes
- Independent process for top executive pay Part VI 15aNo
- Board given the 990 before filing Part VI 11aNo
- Family or business ties among insiders Part VI 2No
- Aware of a significant diversion of assets Part VI 5No
- Excess benefit transaction with an insider Part IV 25aNo
- Loans to or from insiders outstanding Part IV 26No
- Lobbying, or a 501(h) election in effect Part IV 4Yes
- Over $15,000 of professional fundraising services Part IV 18Yes
- Over $10,000 of activity outside the U.S. Part IV 14bNo
- Employees Part I, line 5292
- Volunteers Part I, line 6100
Largest outside contractors
FY2025 · Form 990, Part VII, Section B · businesses only| CINCHIT It consultant fees | $113,985 |
Individuals listed as contractors are left out. 1 contractors were paid more than $100,000 in all.
Private foundation grants it received
11 private foundations reported grants to YWCA Central Massachusetts totaling $214K on their tax year 2023 Form 990-PF returns. See which foundations, on WHOFUNDS.
Source: WHOFUNDS open grant graph, matched from Form 990-PF Part XV.
Correct a figure or respond
Every number above is copied from YWCA Central Massachusetts's own Form 990. If one doesn't match the filing, that's our error and we'll fix it. If you work for YWCA Central Massachusetts, you can publish a response that is linked from this page.
Share or embed this breakdown
Of every $100 YWCA Central Massachusetts spent in FY2025, $77.96 went to programs. The full breakdown, from its IRS Form 990:
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Similar-sized charities in this cause
- Family and Children's Services of CentraBaltimore, MD · revenue $9.4M · programs 88.7% · FY2025
- The Mosaic FoundationOmaha, NE · revenue $9.5M · programs 79.7% · FY2025
- ImpowerLongwood, FL · revenue $9.3M · programs 88.7% · FY2025
- Fulton Atlanta Community Action AuthorityAtlanta, GA · revenue $9.5M · programs 99.8% · FY2025
- Young Mens Christian Association of Wichita FallsWichita Falls, TX · revenue $8.8M · programs 80.4% · FY2025
All human services charities · Largest charities in Massachusetts
Questions people ask
How much of YWCA Central Massachusetts's spending goes to programs?
In the fiscal year ending September 30, 2025, YWCA Central Massachusetts reported that 78.0% of its $9.6 million in expenses went to program services, 15.2% to management and general and 6.8% to fundraising (Form 990, Part IX).
How much does YWCA Central Massachusetts pay its top executive?
The largest total compensation YWCA Central Massachusetts reported for one person in the fiscal year ending September 30, 2025 was $165,779, for the role of CHIEF EXECUTIVE OFFICER (Form 990, Part VII, including compensation from related organizations and other compensation).
Where does YWCA Central Massachusetts get its money?
Of $9.4 million in revenue in the fiscal year ending September 30, 2025, 8.3% came from contributions and grants and 87.3% from program service revenue (Form 990, Part VIII).
Is YWCA Central Massachusetts a registered charity?
The IRS lists EIN 04-2105873 as a 501(c)(3) organization (publicly supported organization (509(a)(2))), and its records show contributions as tax-deductible. Form 990 filings on record here cover tax years 2019, 2020, 2021, 2022, 2023, 2024. A filing shows what the organization reported; it doesn't by itself show whether a program works.
Sources
- FY2025: Form 990 for the fiscal year ending September 30, 2025, object 202602249349300715 · read the filing
- FY2024: Form 990 for the fiscal year ending September 30, 2024, object 202502279349301830 · read the filing
- FY2023: Form 990 for the fiscal year ending September 30, 2023, object 202422289349302177 · read the filing
- FY2022: Form 990 for the fiscal year ending September 30, 2022, object 202312269349302551 · read the filing
- FY2021: Form 990 for the fiscal year ending September 30, 2021, object 202242279349301919 · read the filing
- FY2020: Form 990 for the fiscal year ending September 30, 2020, object 202102289349302100 · read the filing
All filings for EIN 04-2105873: ProPublica Nonprofit Explorer · IRS Tax Exempt Organization Search. Figures are as the organization reported them; we have not audited them.