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Finca International
Finca International reported $42.5 million in revenue and $38.7 million in expenses for calendar year 2024. Of every $100 it spent, $81.47 went to program services, $6.96 to management and general costs and $11.57 to fundraising. Its largest source of revenue was contributions and grants: 50.9% of the total. The highest compensation it reported for one person was $451,107 (GENERAL COUNSEL). 21 people received more than $100,000 in reportable compensation. Revenue rose 14% between 2019 and 2024. Source: Form 990, 2024.
Where $100 of spending went
Calendar year 2024 · Form 990, Part IX, line 25 · total expenses $39MFor context, the median across 469 covered international, foreign affairs & national security charities: $89.04 programs, $8.28 management, $2.68 fundraising (medians computed separately, so they may not sum to $100).
Where $100 of revenue came from
Calendar year 2024 · Form 990, Part VIII · total revenue $42MThe 990 scorecard · same measures for every charity, no grades
| Measure | 2024 | Median |
|---|---|---|
| Program services Part IX 25(B) ÷ 25(A) | 81.5% | 86.1% |
| Management & general Part IX 25(C) ÷ 25(A) | 7.0% | 8.0% |
| Fundraising Part IX 25(D) ÷ 25(A) | 11.6% | 2.6% |
| Fundraising cost per $1 of contributions Part IX 25(D) ÷ Part VIII 1h | $0.21 | $0.03 |
| Contributions & grants share of revenue Part VIII 1h ÷ 12 | 50.9% | 96.6% |
| Government grants share of revenue Part VIII 1e ÷ 12 | 0.0% | 0.0% |
| Program service revenue share Part VIII 2g ÷ 12 | 45.0% | 0.0% |
| Highest reported compensation Part VII-A, columns D–F | $451,107 | $341,362 |
| Highest compensation as share of expenses Part VII-A ÷ Part IX 25(A) | 1.17% | 1.06% |
| People paid over $100,000 Part VII, line 2 | 21 | 10 |
| Net assets, in months of expenses Part X 33(B) ÷ monthly expenses | 49.0 | 7.5 |
| Independent voting board members Part VI 1a–1b | 10 of 12 | 100.0% |
A median is context, not a target: hospitals, universities, food banks and grantmakers spend in very different ways. What these measures can and can't tell you.
What the money paid for, in its own words
2024 · Form 990, Part III · the three largest programs by expenseFINCA Kosovo - FINCA Kosovo has been operating for over 25 years and adheres to FINCA International's mission of ending poverty through sustainable and scalable solutions inspired by the insights and needs of people in the communities where they live and work. FINCA Kosovo, managed under FINCA Impact Network (FIF), is an unconventional community-based bank that profitably and responsibly provides innovative and impactful financial services that enable low-income individuals and communities to invest in their futures. In 2024, FINCA Kosovo provided financial services through 32 branches and…
361 by FINCA - Overview: 361 by FINCA is a digital B2B technology platform re-inventing microfinance. By leveraging event-based architecture and smart contract technology, 361 by FINCA enables financial service providers to digitize their operations and deliver configurable, low-cost credit products. This increases the relevance and reach of financial service providers, ultimately unlocking opportunity for the millions of micro-entrepreneurs who are currently held back by lack of access to affordable productive credit. 361 empowers providers to introduce new products (renewal loans…
FINCA Impact Finance - Microfinance is a source of personal empowerment and an essential tool for economic mobility. For almost four decades, FINCA International (FINCA) has set the standard for what is possible in empowering low-income people to take control of their financial futures. As the founder and majority owner of FINCA Impact Finance (FIF), a network of 13 sustainable leading microfinance institutions and banks in Asia, Europe, Africa, and Latin America, FINCA provides access to responsible financial solutions that help low-income families create jobs, build assets, educate their…
Highest reported compensation
2024 · Form 990, Part VII, Section A · roles as filed; names are in the filing, not here| Role | From this org | From related orgs | Other | Total |
|---|---|---|---|---|
| GENERAL COUNSEL Highest compensated employee, 40.0 hrs/week | $0 | $376,543 | $74,564 | $451,107 |
| PRESIDENT & CEO Officer, 40.0 hrs/week | $0 | $388,701 | $45,832 | $434,533 |
| SVP, DEVELOPMENT & EXTERNAL RELATIONS Key employee, 40.0 hrs/week | $279,982 | $0 | $41,738 | $321,720 |
| CHIEF PRODUCT AND CUSTOMER OFFICER Highest compensated employee, 40.0 hrs/week | $0 | $232,612 | $31,960 | $264,572 |
| CHIEF OPERATING OFFICER Officer, 40.0 hrs/week | $240,210 | $0 | $17,581 | $257,791 |
| EXECUTIVE DIRECTOR AFFILIATE Highest compensated employee, 40.0 hrs/week | $226,846 | $0 | $29,337 | $256,183 |
| CHIEF FINANCIAL OFFICER Officer, 40.0 hrs/week | $216,130 | $0 | $26,579 | $242,709 |
| MANAGING DIRECTOR - POVERTY ERADICATION LAB Highest compensated employee, 40.0 hrs/week | $203,712 | $0 | $37,498 | $241,210 |
21 people received more than $100,000 in reportable compensation from Finca International (Part VII, line 2). Compensation of current officers, directors and key employees totaled $1.4M (Part IX, line 5).
6 years of filings
Form 990, Parts I, VII, IX and X · each row is that year's own filing, linkedGovernance answers, as filed
2024 · the organization's own yes/no answers; explanations, if any, are in Schedule O of the filing · what each means- Voting board members, and how many are independent Part VI, lines 1a–1b12 · 10 independent
- Audited financial statements Part XII 2bYes
- Conflict-of-interest policy Part VI 12aYes
- Whistleblower policy Part VI 13Yes
- Document retention policy Part VI 14Yes
- Independent process for top executive pay Part VI 15aYes
- Board given the 990 before filing Part VI 11aYes
- Family or business ties among insiders Part VI 2No
- Aware of a significant diversion of assets Part VI 5No
- Excess benefit transaction with an insider Part IV 25aNo
- Loans to or from insiders outstanding Part IV 26No
- Lobbying, or a 501(h) election in effect Part IV 4No
- Over $15,000 of professional fundraising services Part IV 18No
- Over $10,000 of activity outside the U.S. Part IV 14bYes
- Employees Part I, line 544
- Volunteers Part I, line 612
Largest outside contractors
2024 · Form 990, Part VII, Section B · businesses only| Integrated Direct Marketing Agency Fundraising and Communications | $3,096,303 |
| FINCA Microfinance Global Services Professional Services | $2,344,106 |
| Microsoft Corporation Software | $1,161,359 |
| M&R Strategic Service Advertising | $832,974 |
| McKinsey and Company Africa Consulting | $750,000 |
Individuals listed as contractors are left out. 26 contractors were paid more than $100,000 in all.
Private foundation grants it received
125 private foundations reported grants to Finca International totaling $2.3M on their tax year 2023 Form 990-PF returns. See which foundations, on WHOFUNDS.
Source: WHOFUNDS open grant graph, matched from Form 990-PF Part XV.
Correct a figure or respond
Every number above is copied from Finca International's own Form 990. If one doesn't match the filing, that's our error and we'll fix it. If you work for Finca International, you can publish a response that is linked from this page.
Share or embed this breakdown
Of every $100 Finca International spent in 2024, $81.47 went to programs. The full breakdown, from its IRS Form 990:
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Similar-sized charities in this cause
- American Friends of Yeshiva DmirBrooklyn, NY · revenue $42M · programs 87.9% · 2024
- Rainforest TrustWarrenton, VA · revenue $42M · programs 92.2% · FY2025
- Water Missions InternationalNorth Charleston, SC · revenue $42M · programs 87.9% · FY2025
- International Development EnterprisesDenver, CO · revenue $43M · programs 78.3% · 2024
- Grassroots InternationalBoston, MA · revenue $42M · programs 95.2% · FY2025
All international, foreign affairs & national security charities · Largest charities in District of Columbia
Questions people ask
How much of Finca International's spending goes to programs?
In calendar year 2024, Finca International reported that 81.5% of its $38.7 million in expenses went to program services, 7.0% to management and general and 11.6% to fundraising (Form 990, Part IX).
How much does Finca International pay its top executive?
The largest total compensation Finca International reported for one person in calendar year 2024 was $451,107, for the role of GENERAL COUNSEL (Form 990, Part VII, including compensation from related organizations and other compensation).
Where does Finca International get its money?
Of $42.5 million in revenue in calendar year 2024, 50.9% came from contributions and grants and 45.0% from program service revenue (Form 990, Part VIII).
Is Finca International a registered charity?
The IRS lists EIN 13-3240109 as a 501(c)(3) organization (publicly supported organization (170(b)(1)(a)(vi))), and its records show contributions as tax-deductible. Form 990 filings on record here cover tax years 2019, 2020, 2021, 2022, 2023, 2024. A filing shows what the organization reported; it doesn't by itself show whether a program works.
Sources
- 2024: Form 990 for calendar year 2024, object 202503209349301080 · read the filing · XML
- 2023: Form 990 for calendar year 2023, object 202433179349309368 · read the filing
- 2022: Form 990 for calendar year 2022, object 202313119349300401 · read the filing
- 2021: Form 990 for calendar year 2021, object 202212779349300206 · read the filing
- 2020: Form 990 for calendar year 2020, object 202112799349300226 · read the filing
- 2019: Form 990 for calendar year 2019, object 202002949349300400 · read the filing
All filings for EIN 13-3240109: ProPublica Nonprofit Explorer · IRS Tax Exempt Organization Search. Figures are as the organization reported them; we have not audited them.