Champlain Housing Trust
Champlain Housing Trust reported $55.9 million in revenue and $39.3 million in expenses for the fiscal year ending September 30, 2025. Of every $100 it spent, $86.50 went to program services, $12.67 to management and general costs and $0.83 to fundraising. Its largest source of revenue was contributions and grants: 59.6% of the total. Government grants made up 49.6%. The highest compensation it reported for one person was $197,277 (CEO). 9 people received more than $100,000 in reportable compensation. Revenue rose 57% between FY2020 and FY2025. Source: Form 990, FY2025.
Where $100 of spending went
The fiscal year ending September 30, 2025 · Form 990, Part IX, line 25 · total expenses $39MFor context, the median across 933 covered housing & shelter charities: $89.27 programs, $10.73 management, $0.00 fundraising (medians computed separately, so they may not sum to $100).
Where $100 of revenue came from
The fiscal year ending September 30, 2025 · Form 990, Part VIII · total revenue $56MThe 990 scorecard · same measures for every charity, no grades
| Measure | FY2025 | Median |
|---|---|---|
| Program services Part IX 25(B) ÷ 25(A) | 86.5% | 87.5% |
| Management & general Part IX 25(C) ÷ 25(A) | 12.7% | 10.5% |
| Fundraising Part IX 25(D) ÷ 25(A) | 0.8% | 0.0% |
| Fundraising cost per $1 of contributions Part IX 25(D) ÷ Part VIII 1h | $0.01 | $0.01 |
| Contributions & grants share of revenue Part VIII 1h ÷ 12 | 59.6% | 17.0% |
| Government grants share of revenue Part VIII 1e ÷ 12 | 49.6% | 1.0% |
| Program service revenue share Part VIII 2g ÷ 12 | 34.8% | 66.2% |
| Highest reported compensation Part VII-A, columns D–F | $197,277 | $300,863 |
| Highest compensation as share of expenses Part VII-A ÷ Part IX 25(A) | 0.50% | 1.57% |
| People paid over $100,000 Part VII, line 2 | 9 | 5 |
| Net assets, in months of expenses Part X 33(B) ÷ monthly expenses | 44.0 | 10.0 |
| Independent voting board members Part VI 1a–1b | 14 of 14 | 100.0% |
A median is context, not a target: hospitals, universities, food banks and grantmakers spend in very different ways. What these measures can and can't tell you.
What the money paid for, in its own words
FY2025 · Form 990, Part III · the three largest programs by expenseThe organization owns and manages property to provide access to permanently affordable housing for low and moderate income households. The organization also provides a wide range of tenant and resident services to help alleviate homelessness and promote housing and financial stability
The organization provides a suite of homeownership services including education to assist with credit, budgeting, home purchase, and post-purchase topics; affordable loans to assist with the purchase or essential repair of homes; and access to affordable home purchases through its signature shared equity program. The organization also provides ongoing stewardship of its permanently affordable, owner-occupied home portfolio, including facilitation of home purchases and sales
Highest reported compensation
FY2025 · Form 990, Part VII, Section A · roles as filed; names are in the filing, not here| Role | From this org | From related orgs | Other | Total |
|---|---|---|---|---|
| CEO Officer, 40.00 hrs/week | $169,361 | $0 | $27,916 | $197,277 |
| CHIEF OPERATING OFFICER Officer, 40.00 hrs/week | $142,390 | $0 | $36,692 | $179,082 |
| CAO/CFO Officer, 40.00 hrs/week | $128,064 | $0 | $32,851 | $160,915 |
| DIR. OF COMMUNITY RELATIONS Highest compensated employee, 40.00 hrs/week | $122,140 | $0 | $35,857 | $157,997 |
| DIR. OF REAL ESTATE DEVELOPMENT Highest compensated employee, 40.00 hrs/week | $111,854 | $0 | $35,446 | $147,300 |
| DIRECTOR OF FINANCE Highest compensated employee, 40.00 hrs/week | $110,826 | $0 | $35,410 | $146,236 |
| DIRECTOR OF HOMEOWNERSHIP Highest compensated employee, 40.00 hrs/week | $109,608 | $0 | $25,783 | $135,391 |
| DIR. OF RESIDENT SERV. & HOMELESSNESS PREVENTION I Highest compensated employee, 40.00 hrs/week | $114,702 | $0 | $5,343 | $120,045 |
9 people received more than $100,000 in reportable compensation from Champlain Housing Trust (Part VII, line 2). Compensation of current officers, directors and key employees totaled $566K (Part IX, line 5).
6 years of filings
Form 990, Parts I, VII, IX and X · each row is that year's own filing, linkedGovernance answers, as filed
FY2025 · the organization's own yes/no answers; explanations, if any, are in Schedule O of the filing · what each means- Voting board members, and how many are independent Part VI, lines 1a–1b14 · 14 independent
- Audited financial statements Part XII 2bYes
- Conflict-of-interest policy Part VI 12aYes
- Whistleblower policy Part VI 13Yes
- Document retention policy Part VI 14Yes
- Independent process for top executive pay Part VI 15aYes
- Board given the 990 before filing Part VI 11aYes
- Family or business ties among insiders Part VI 2No
- Aware of a significant diversion of assets Part VI 5No
- Excess benefit transaction with an insider Part IV 25aNo
- Loans to or from insiders outstanding Part IV 26No
- Lobbying, or a 501(h) election in effect Part IV 4No
- Over $15,000 of professional fundraising services Part IV 18No
- Over $10,000 of activity outside the U.S. Part IV 14bNo
- Employees Part I, line 5187
- Volunteers Part I, line 6150
Largest outside contractors
FY2025 · Form 990, Part VII, Section B · businesses only| QUEEN CITY DEVELOPMENT GROUP LLC Construction | $2,337,380 |
| SNYDER DESIGN BUILD CO LLC Construction | $913,598 |
| 2ND GENERATION BUILDERS LLC Construction | $570,536 |
Individuals listed as contractors are left out. 3 contractors were paid more than $100,000 in all.
Private foundation grants it received
1 private foundation reported grants to Champlain Housing Trust totaling $50,000 on their tax year 2023 Form 990-PF returns. See which foundations, on WHOFUNDS.
Source: WHOFUNDS open grant graph, matched from Form 990-PF Part XV.
Correct a figure or respond
Every number above is copied from Champlain Housing Trust's own Form 990. If one doesn't match the filing, that's our error and we'll fix it. If you work for Champlain Housing Trust, you can publish a response that is linked from this page.
Share or embed this breakdown
Of every $100 Champlain Housing Trust spent in FY2025, $86.50 went to programs. The full breakdown, from its IRS Form 990:
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Similar-sized charities in this cause
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- All Chicago Making Homelessness HistoryChicago, IL · revenue $55M · programs 94.9% · 2024
All housing & shelter charities · Largest charities in Vermont
Questions people ask
How much of Champlain Housing Trust's spending goes to programs?
In the fiscal year ending September 30, 2025, Champlain Housing Trust reported that 86.5% of its $39.3 million in expenses went to program services, 12.7% to management and general and 0.8% to fundraising (Form 990, Part IX).
How much does Champlain Housing Trust pay its top executive?
The largest total compensation Champlain Housing Trust reported for one person in the fiscal year ending September 30, 2025 was $197,277, for the role of CEO (Form 990, Part VII, including compensation from related organizations and other compensation).
Where does Champlain Housing Trust get its money?
Of $55.9 million in revenue in the fiscal year ending September 30, 2025, 59.6% came from contributions and grants (including 49.6% from government grants) and 34.8% from program service revenue (Form 990, Part VIII).
Is Champlain Housing Trust a registered charity?
The IRS lists EIN 22-2536446 as a 501(c)(3) organization (publicly supported organization (170(b)(1)(a)(vi))), and its records show contributions as tax-deductible. Form 990 filings on record here cover tax years 2019, 2020, 2021, 2022, 2023, 2024. A filing shows what the organization reported; it doesn't by itself show whether a program works.
Sources
- FY2025: Form 990 for the fiscal year ending September 30, 2025, object 202622289349300252 · read the filing
- FY2024: Form 990 for the fiscal year ending September 30, 2024, object 202522279349303337 · read the filing
- FY2023: Form 990 for the fiscal year ending September 30, 2023, object 202412159349301626 · read the filing
- FY2022: Form 990 for the fiscal year ending September 30, 2022, object 202331439349300713 · read the filing
- FY2021: Form 990 for the fiscal year ending September 30, 2021, object 202240989349301559 · read the filing
- FY2020: Form 990 for the fiscal year ending September 30, 2020, object 202120479349301587 · read the filing
All filings for EIN 22-2536446: ProPublica Nonprofit Explorer · IRS Tax Exempt Organization Search. Figures are as the organization reported them; we have not audited them.