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Habitat for Humanity of the Chesapeake

Baltimore, MD · EIN 52-1226188 · 501(c)(3) · Publicly supported organization (170(b)(1)(A)(vi))
Latest filing: Form 990 for the fiscal year ending June 30, 2025 (tax year 2024) · View the filing · Correct or respond

Habitat for Humanity of the Chesapeake reported $12.1 million in revenue and $13.4 million in expenses for the fiscal year ending June 30, 2025. Of every $100 it spent, $79.59 went to program services, $10.24 to management and general costs and $10.17 to fundraising. Its largest source of revenue was contributions and grants: 39.4% of the total. Government grants made up 11.0%. The highest compensation it reported for one person was $217,762 (CHIEF EXECUTIVE OFFICER). 4 people received more than $100,000 in reportable compensation. Revenue fell 11% between FY2020 and FY2025. Source: Form 990, FY2025.

Where $100 of spending went

The fiscal year ending June 30, 2025 · Form 990, Part IX, line 25 · total expenses $13M

For context, the median across 933 covered housing & shelter charities: $89.27 programs, $10.73 management, $0.00 fundraising (medians computed separately, so they may not sum to $100).

Where $100 of revenue came from

The fiscal year ending June 30, 2025 · Form 990, Part VIII · total revenue $12M

The 990 scorecard · same measures for every charity, no grades

FY2025 filing. Median across 933 covered charities in this category, from their latest filings.
MeasureFY2025Median
Program services
Part IX 25(B) ÷ 25(A)
79.6%87.5%
Management & general
Part IX 25(C) ÷ 25(A)
10.2%10.5%
Fundraising
Part IX 25(D) ÷ 25(A)
10.2%0.0%
Fundraising cost per $1 of contributions
Part IX 25(D) ÷ Part VIII 1h
$0.29$0.01
Contributions & grants share of revenue
Part VIII 1h ÷ 12
39.4%17.0%
Government grants share of revenue
Part VIII 1e ÷ 12
11.0%1.0%
Program service revenue share
Part VIII 2g ÷ 12
21.6%66.2%
Highest reported compensation
Part VII-A, columns D–F
$217,762$300,863
Highest compensation as share of expenses
Part VII-A ÷ Part IX 25(A)
1.62%1.57%
People paid over $100,000
Part VII, line 2
45
Net assets, in months of expenses
Part X 33(B) ÷ monthly expenses
11.310.0
Independent voting board members
Part VI 1a–1b
14 of 14100.0%

A median is context, not a target: hospitals, universities, food banks and grantmakers spend in very different ways. What these measures can and can't tell you.

What the money paid for, in its own words

FY2025 · Form 990, Part III · the three largest programs by expense
$6.3M expenses · 59.2% of program spending · grants $25,000 · revenue $2.7M

To renovate or build safe, decent and affordable homes in partnership with low-income families and individuals in the service area that includes anne arundel county, baltimore city, baltimore county and howard county. Houses are constructed partly with volunteer labor and future homebuyers contribute 250 hours of "sweat equity." a clustered development strategy also helps to strengthen communities. Houses are sold with no-interest mortgage loans. More than 816 families have purchased homes since 1982

$4.3M expenses · 40.8% of program spending · revenue $4.5M

The organization operates the habitat for humanity "restore", a retail operation, where home furnishings, appliances and other miscellaneous items are donated or purchased and then sold to the community at a greatly reduced price

Highest reported compensation

FY2025 · Form 990, Part VII, Section A · roles as filed; names are in the filing, not here
RoleFrom this orgFrom related orgsOtherTotal
CHIEF EXECUTIVE OFFICER
Officer, 40.00 hrs/week
$185,502$0$32,260$217,762
CHIEF FINANCIAL OFFICER
Officer, 40.00 hrs/week
$164,041$0$16,480$180,521
CHIEF OPERATING OFFICER
Highest compensated employee, 40.00 hrs/week
$141,397$0$10,915$152,312
VP HOMEOWNER SVC. & COMM. ENGAGEMENT
Highest compensated employee, 40.00 hrs/week
$102,488$0$6,929$109,417
CHIEF OPERATING OFFICER, FORMER DIR.
Former, 40.00 hrs/week
$51,431$0$1,637$53,068

4 people received more than $100,000 in reportable compensation from Habitat for Humanity of the Chesapeake (Part VII, line 2). Compensation of current officers, directors and key employees totaled $398K (Part IX, line 5).

6 years of filings

Form 990, Parts I, VII, IX and X · each row is that year's own filing, linked
RevenueExpenses
$0$5.0M$10M$15M$20MFY2020FY2021FY2022FY2023FY2024FY2025$12M$13M
FilingRevenueExpensesProgramsNet assetsTop pay
FY2025 ⓘ$12M$13M79.6%$13M$217,762
FY2024 ⓘ$11M$12M81.0%$14M$208,527
FY2023 ⓘ$9.6M$10M79.9%$15M$200,801
FY2022 ⓘ$8.2M$9.3M79.8%$15M$198,142
FY2021 ⓘ$10M$9.5M80.2%$17M$201,164
FY2020 ⓘ$14M$9.5M79.6%$16M$188,561

Governance answers, as filed

FY2025 · the organization's own yes/no answers; explanations, if any, are in Schedule O of the filing · what each means
  • Voting board members, and how many are independent Part VI, lines 1a–1b14 · 14 independent
  • Audited financial statements Part XII 2bYes
  • Conflict-of-interest policy Part VI 12aYes
  • Whistleblower policy Part VI 13Yes
  • Document retention policy Part VI 14Yes
  • Independent process for top executive pay Part VI 15aYes
  • Board given the 990 before filing Part VI 11aYes
  • Family or business ties among insiders Part VI 2No
  • Aware of a significant diversion of assets Part VI 5No
  • Excess benefit transaction with an insider Part IV 25aNo
  • Loans to or from insiders outstanding Part IV 26No
  • Lobbying, or a 501(h) election in effect Part IV 4No
  • Over $15,000 of professional fundraising services Part IV 18No
  • Over $10,000 of activity outside the U.S. Part IV 14bNo
  • Employees Part I, line 5114
  • Volunteers Part I, line 62,199

Largest outside contractors

FY2025 · Form 990, Part VII, Section B · businesses only
DGA CONSTRUCTION
General construction
$885,578
HIRSCH ELECTRIC
General construction
$224,534
VTAC GENERAL CONTRACTORS INC
General construction
$171,338
THE BARTLEY CORP
General construction
$147,353

Individuals listed as contractors are left out. 4 contractors were paid more than $100,000 in all.

Private foundation grants it received

19 private foundations reported grants to Habitat for Humanity of the Chesapeake totaling $1.0M on their tax year 2023 Form 990-PF returns. See which foundations, on WHOFUNDS.

Source: WHOFUNDS open grant graph, matched from Form 990-PF Part XV.

Correct a figure or respond

Every number above is copied from Habitat for Humanity of the Chesapeake's own Form 990. If one doesn't match the filing, that's our error and we'll fix it. If you work for Habitat for Humanity of the Chesapeake, you can publish a response that is linked from this page.

Similar-sized charities in this cause

All housing & shelter charities · Largest charities in Maryland

Questions people ask

How much of Habitat for Humanity of the Chesapeake's spending goes to programs?

In the fiscal year ending June 30, 2025, Habitat for Humanity of the Chesapeake reported that 79.6% of its $13.4 million in expenses went to program services, 10.2% to management and general and 10.2% to fundraising (Form 990, Part IX).

How much does Habitat for Humanity of the Chesapeake pay its top executive?

The largest total compensation Habitat for Humanity of the Chesapeake reported for one person in the fiscal year ending June 30, 2025 was $217,762, for the role of CHIEF EXECUTIVE OFFICER (Form 990, Part VII, including compensation from related organizations and other compensation).

Where does Habitat for Humanity of the Chesapeake get its money?

Of $12.1 million in revenue in the fiscal year ending June 30, 2025, 39.4% came from contributions and grants (including 11.0% from government grants) and 21.6% from program service revenue (Form 990, Part VIII).

Is Habitat for Humanity of the Chesapeake a registered charity?

The IRS lists EIN 52-1226188 as a 501(c)(3) organization (publicly supported organization (170(b)(1)(a)(vi))), and its records show contributions as tax-deductible. Form 990 filings on record here cover tax years 2019, 2020, 2021, 2022, 2023, 2024. A filing shows what the organization reported; it doesn't by itself show whether a program works.

Sources

  • FY2025: Form 990 for the fiscal year ending June 30, 2025, object 202523539349301807 · read the filing · XML
  • FY2024: Form 990 for the fiscal year ending June 30, 2024, object 202433549349301018 · read the filing
  • FY2023: Form 990 for the fiscal year ending June 30, 2023, object 202303559349300130 · read the filing
  • FY2022: Form 990 for the fiscal year ending June 30, 2022, object 202320139349301767 · read the filing
  • FY2021: Form 990 for the fiscal year ending June 30, 2021, object 202143559349300514 · read the filing
  • FY2020: Form 990 for the fiscal year ending June 30, 2020, object 202043579349300809 · read the filing

All filings for EIN 52-1226188: ProPublica Nonprofit Explorer · IRS Tax Exempt Organization Search. Figures are as the organization reported them; we have not audited them.