Charity Impact Media

Home › Human services

Partner Community Capital

Charles Town, WV · EIN 54-2058754 · 501(c)(3) · Publicly supported organization (170(b)(1)(A)(vi))
Latest filing: Form 990 for calendar year 2025 (tax year 2025) · View the filing · Correct or respond

Partner Community Capital reported $12.5 million in revenue and $11.3 million in expenses for calendar year 2025. Of every $100 it spent, $92.48 went to program services, $7.05 to management and general costs and $0.47 to fundraising. Its largest source of revenue was program service revenue such as fees, sales and contracts: 60.5% of the total. Government grants made up 28.1%. The highest compensation it reported for one person was $352,165 (PRESIDENT AND CEO). 10 people received more than $100,000 in reportable compensation. Revenue rose 172% between 2019 and 2025. Source: Form 990, 2025.

Where $100 of spending went

Calendar year 2025 · Form 990, Part IX, line 25 · total expenses $11M

For context, the median across 3,614 covered human services charities: $88.27 programs, $11.52 management, $0.21 fundraising (medians computed separately, so they may not sum to $100).

Where $100 of revenue came from

Calendar year 2025 · Form 990, Part VIII · total revenue $12M

The 990 scorecard · same measures for every charity, no grades

2025 filing. Median across 3,614 covered charities in this category, from their latest filings.
Measure2025Median
Program services
Part IX 25(B) ÷ 25(A)
92.5%87.2%
Management & general
Part IX 25(C) ÷ 25(A)
7.0%11.4%
Fundraising
Part IX 25(D) ÷ 25(A)
0.5%0.2%
Fundraising cost per $1 of contributions
Part IX 25(D) ÷ Part VIII 1h
$0.01$0.02
Contributions & grants share of revenue
Part VIII 1h ÷ 12
39.5%20.6%
Government grants share of revenue
Part VIII 1e ÷ 12
28.1%2.4%
Program service revenue share
Part VIII 2g ÷ 12
60.5%70.8%
Highest reported compensation
Part VII-A, columns D–F
$352,165$274,992
Highest compensation as share of expenses
Part VII-A ÷ Part IX 25(A)
3.11%1.18%
People paid over $100,000
Part VII, line 2
106
Net assets, in months of expenses
Part X 33(B) ÷ monthly expenses
48.06.9
Independent voting board members
Part VI 1a–1b
9 of 9100.0%

A median is context, not a target: hospitals, universities, food banks and grantmakers spend in very different ways. What these measures can and can't tell you.

What the money paid for, in its own words

2025 · Form 990, Part III · the three largest programs by expense
$6.9M expenses · 66.1% of program spending · revenue $7.5M

Lending program: pcap is a specialized, niche lender for start-up and early stage small businesses in underserved markets. The primary goal of its loan programs is to create or retain full-time private sector jobs. Pcap provides microloans in amounts from $1,000 to $50,000 and business loans sized from $50,000 to $2,000,000. Pcap is approved as a united states department of agriculture (usda) business & industry (b & I) guaranteed lender, giving it the ability to participate in transactions up to $2.5 million. Pcap's business clients are predominately located in economically distressed rural…

$3.6M expenses · 33.9% of program spending · revenue $11,675

Strategic initiatives program: pcap's strategic initiatives use targeted funding and partnerships with small business-related or sector-specific community partners to devote added resources to particular sectors within pcap's stated mission. These initiatives frequently combine pcap's loan capital with targeted business advisory services in order to ensure borrower success

Highest reported compensation

2025 · Form 990, Part VII, Section A · roles as filed; names are in the filing, not here
RoleFrom this orgFrom related orgsOtherTotal
PRESIDENT AND CEO
Officer, 37.50 hrs/week
$282,301$0$69,864$352,165
EXECUTIVE VICE PRESIDENT
Key employee, 37.50 hrs/week
$189,629$0$40,411$230,040
EXECUTIVE VICE PRESIDENT
Key employee, 37.50 hrs/week
$193,364$0$33,241$226,605
EXECUTIVE VICE PRESIDENT
Key employee, 37.50 hrs/week
$164,541$0$51,569$216,110
EXECUTIVE VICE PRESIDENT, CFO
Officer, 37.50 hrs/week
$192,901$0$18,066$210,967
SENIOR VICE PRESIDENT
Highest compensated employee, 37.50 hrs/week
$129,535$0$27,915$157,450
DIRECTOR OF PORTFOLIO MANAGEMANT
Highest compensated employee, 37.50 hrs/week
$125,556$0$24,179$149,735
CONTROLLER
Highest compensated employee, 37.50 hrs/week
$112,841$0$27,576$140,417

10 people received more than $100,000 in reportable compensation from Partner Community Capital (Part VII, line 2). Compensation of current officers, directors and key employees totaled $1.2M (Part IX, line 5).

7 years of filings

Form 990, Parts I, VII, IX and X · each row is that year's own filing, linked
RevenueExpenses
$0$10M$20M$30M$40M2019202020212022202320242025$12M$11M
FilingRevenueExpensesProgramsNet assetsTop pay
2025 ⓘ$12M$11M92.5%$45M$352,165
2024 ⓘ$22M$14M95.3%$44M$296,099
2023 ⓘ$18M$7.2M94.1%$37M$266,225
2022 ⓘ$8.7M$6.6M94.1%$26M$315,421
2021 ⓘ$8.9M$4.9M92.8%$24M$294,546
2020 ⓘ$7.0M$3.9M94.6%$19M$293,906
2019 ⓘ$4.6M$4.6M95.1%$16M$287,133

Governance answers, as filed

2025 · the organization's own yes/no answers; explanations, if any, are in Schedule O of the filing · what each means
  • Voting board members, and how many are independent Part VI, lines 1a–1b9 · 9 independent
  • Audited financial statements Part XII 2bYes
  • Conflict-of-interest policy Part VI 12aYes
  • Whistleblower policy Part VI 13Yes
  • Document retention policy Part VI 14Yes
  • Independent process for top executive pay Part VI 15aYes
  • Board given the 990 before filing Part VI 11aYes
  • Family or business ties among insiders Part VI 2No
  • Aware of a significant diversion of assets Part VI 5No
  • Excess benefit transaction with an insider Part IV 25aNo
  • Loans to or from insiders outstanding Part IV 26Yes
  • Lobbying, or a 501(h) election in effect Part IV 4No
  • Over $15,000 of professional fundraising services Part IV 18No
  • Over $10,000 of activity outside the U.S. Part IV 14bNo
  • Employees Part I, line 537
  • Volunteers Part I, line 611

Largest outside contractors

2025 · Form 990, Part VII, Section B · businesses only
SMALL BUSINESS CONSULTING(SBC)
Ta services
$120,725
CRAFTSMAN TECHNOLOGY GROUP
Pcap salesforce support
$118,380
OMNI ASSOCIATES ARCHITECTS INC
Ta services
$112,050

Individuals listed as contractors are left out. 3 contractors were paid more than $100,000 in all.

Private foundation grants it received

3 private foundations reported grants to Partner Community Capital totaling $130K on their tax year 2023 Form 990-PF returns. See which foundations, on WHOFUNDS.

Source: WHOFUNDS open grant graph, matched from Form 990-PF Part XV.

Correct a figure or respond

Every number above is copied from Partner Community Capital's own Form 990. If one doesn't match the filing, that's our error and we'll fix it. If you work for Partner Community Capital, you can publish a response that is linked from this page.

Similar-sized charities in this cause

All human services charities · Largest charities in West Virginia

Questions people ask

How much of Partner Community Capital's spending goes to programs?

In calendar year 2025, Partner Community Capital reported that 92.5% of its $11.3 million in expenses went to program services, 7.0% to management and general and 0.5% to fundraising (Form 990, Part IX).

How much does Partner Community Capital pay its top executive?

The largest total compensation Partner Community Capital reported for one person in calendar year 2025 was $352,165, for the role of PRESIDENT AND CEO (Form 990, Part VII, including compensation from related organizations and other compensation).

Where does Partner Community Capital get its money?

Of $12.5 million in revenue in calendar year 2025, 39.5% came from contributions and grants (including 28.1% from government grants) and 60.5% from program service revenue (Form 990, Part VIII).

Is Partner Community Capital a registered charity?

The IRS lists EIN 54-2058754 as a 501(c)(3) organization (publicly supported organization (170(b)(1)(a)(vi))), and its records show contributions as tax-deductible. Form 990 filings on record here cover tax years 2019, 2020, 2021, 2022, 2023, 2024, 2025. A filing shows what the organization reported; it doesn't by itself show whether a program works.

Sources

  • 2025: Form 990 for calendar year 2025, object 202611899349301201 · read the filing · XML
  • 2024: Form 990 for calendar year 2024, object 202542109349300549 · read the filing
  • 2023: Form 990 for calendar year 2023, object 202422199349301592 · read the filing
  • 2022: Form 990 for calendar year 2022, object 202302229349302410 · read the filing
  • 2021: Form 990 for calendar year 2021, object 202222299349300817 · read the filing
  • 2020: Form 990 for calendar year 2020, object 202121749349301457 · read the filing
  • 2019: Form 990 for calendar year 2019, object 202041849349301014 · read the filing

All filings for EIN 54-2058754: ProPublica Nonprofit Explorer · IRS Tax Exempt Organization Search. Figures are as the organization reported them; we have not audited them.