Mrm Property & Liability Trust

Sewickley, PA · EIN 77-0590806 · 501(c)(3) · Supporting organization (509(a)(3))
Latest filing: Form 990 for the fiscal year ending April 30, 2026 (tax year 2025) · View the filing · Correct or respond

Mrm Property & Liability Trust reported $19.7 million in revenue and $21.8 million in expenses for the fiscal year ending April 30, 2026. Of every $100 it spent, $99.61 went to program services, $0.39 to management and general costs and $0.00 to fundraising. Its largest source of revenue was program service revenue such as fees, sales and contracts: 87.7% of the total. The highest compensation it reported for one person was $174,440 (CFO/TRUST ADMINISTRATOR). Revenue rose 45% between FY2020 and FY2026. Source: Form 990, FY2026.

Where $100 of spending went

The fiscal year ending April 30, 2026 · Form 990, Part IX, line 25 · total expenses $22M

Program services$99.61 $22M
Management & general$0.39 $84,344
Fundraising$0.00 $0

For context, the median across 41 covered mutual & membership benefit charities: $96.16 programs, $3.84 management, $0.00 fundraising (medians computed separately, so they may not sum to $100).

Where $100 of revenue came from

The fiscal year ending April 30, 2026 · Form 990, Part VIII · total revenue $20M

Program service revenue$87.70 $17M
Investment income$12.30 $2.4M

The 990 scorecard · same measures for every charity, no grades

FY2026 filing. Median across 41 covered charities in this category, from their latest filings.
Measure	FY2026	Median
Program services Part IX 25(B) ÷ 25(A)	99.6%	95.7%
Management & general Part IX 25(C) ÷ 25(A)	0.4%	3.8%
Fundraising Part IX 25(D) ÷ 25(A)	0.0%	0.0%
Fundraising cost per $1 of contributions Part IX 25(D) ÷ Part VIII 1h	Not reported	—
Contributions & grants share of revenue Part VIII 1h ÷ 12	0.0%	0.0%
Government grants share of revenue Part VIII 1e ÷ 12	0.0%	0.0%
Program service revenue share Part VIII 2g ÷ 12	87.7%	79.8%
Highest reported compensation Part VII-A, columns D–F	$174,440	$654,166
Highest compensation as share of expenses Part VII-A ÷ Part IX 25(A)	0.80%	1.64%
People paid over $100,000 Part VII, line 2	0	0
Net assets, in months of expenses Part X 33(B) ÷ monthly expenses	14.6	22.6
Independent voting board members Part VI 1a–1b	7 of 7	92.3%

A median is context, not a target: hospitals, universities, food banks and grantmakers spend in very different ways. What these measures can and can't tell you.

What the money paid for, in its own words

FY2026 · Form 990, Part III · the three largest programs by expense

$19M expenses · 85.6% of program spending · revenue $17M

Organization provides and administers a property and casualty insurance program pursuant to pennsylvania statutory authority to provide adequate and affordable risk coverage for its participants, all of whom are government entities at the lowest possible cost

$3.1M expenses · 14.1% of program spending

Organization strives to minimize costs incurred by participants for obtaining adequate and affordable Property and Liability insurance. The organization returns a portion of policy premiums to its members in the form of policy dividends based upon claims experience thereby reducing the cost of coverage to participants

$66,864 expenses · 0.3% of program spending

Organization strives to reduce the amount and frequency of losses incurred by each participant by utilizing loss control procedures

Highest reported compensation

FY2026 · Form 990, Part VII, Section A · roles as filed; names are in the filing, not here

Role	From this org	From related orgs	Other	Total
CFO/TRUST ADMINISTRATOR Officer, 1.00 hrs/week	$0	$166,720	$7,720	$174,440
DIRECTOR OF PROGRAMS Highest compensated employee, 1.00 hrs/week	$0	$125,400	$0	$125,400

0 people received more than $100,000 in reportable compensation from Mrm Property & Liability Trust (Part VII, line 2).

7 years of filings

Form 990, Parts I, VII, IX and X · each row is that year's own filing, linked

Filing	Revenue	Expenses	Programs	Net assets	Top pay
FY2026 ⓘ	$20M	$22M	99.6%	$27M	$174,440
FY2025 ⓘ	$17M	$18M	99.6%	$24M	$167,960
FY2024 ⓘ	$16M	$17M	99.5%	$23M	$164,233
FY2023 ⓘ	$14M	$16M	99.1%	$22M	$162,556
FY2022 ⓘ	$15M	$14M	94.3%	$34M	$156,948
FY2021 ⓘ	$14M	$14M	96.4%	$36M	$183,403
FY2020 ⓘ	$14M	$13M	95.7%	$29M	$180,990

Governance answers, as filed

FY2026 · the organization's own yes/no answers; explanations, if any, are in Schedule O of the filing · what each means

Voting board members, and how many are independent Part VI, lines 1a–1b7 · 7 independent
Audited financial statements Part XII 2bYes
Conflict-of-interest policy Part VI 12aYes
Whistleblower policy Part VI 13Yes
Document retention policy Part VI 14Yes
Independent process for top executive pay Part VI 15aYes
Board given the 990 before filing Part VI 11aYes
Family or business ties among insiders Part VI 2No
Aware of a significant diversion of assets Part VI 5No
Excess benefit transaction with an insider Part IV 25aNo
Loans to or from insiders outstanding Part IV 26No
Lobbying, or a 501(h) election in effect Part IV 4No
Over $15,000 of professional fundraising services Part IV 18No
Over $10,000 of activity outside the U.S. Part IV 14bNo
Employees Part I, line 50

Correct a figure or respond

Every number above is copied from Mrm Property & Liability Trust's own Form 990. If one doesn't match the filing, that's our error and we'll fix it. If you work for Mrm Property & Liability Trust, you can publish a response that is linked from this page.

Report a correction Respond as Mrm Property & Liability Trust How this works

Questions people ask

How much of Mrm Property & Liability Trust's spending goes to programs?

In the fiscal year ending April 30, 2026, Mrm Property & Liability Trust reported that 99.6% of its $21.8 million in expenses went to program services, 0.4% to management and general and 0.0% to fundraising (Form 990, Part IX).

How much does Mrm Property & Liability Trust pay its top executive?

The largest total compensation Mrm Property & Liability Trust reported for one person in the fiscal year ending April 30, 2026 was $174,440, for the role of CFO/TRUST ADMINISTRATOR (Form 990, Part VII, including compensation from related organizations and other compensation).

Where does Mrm Property & Liability Trust get its money?

Of $19.7 million in revenue in the fiscal year ending April 30, 2026, 0.0% came from contributions and grants and 87.7% from program service revenue (Form 990, Part VIII).

Is Mrm Property & Liability Trust a registered charity?

The IRS lists EIN 77-0590806 as a 501(c)(3) organization (supporting organization (509(a)(3))), and its records show contributions as tax-deductible. Form 990 filings on record here cover tax years 2019, 2020, 2021, 2022, 2023, 2024, 2025. A filing shows what the organization reported; it doesn't by itself show whether a program works.

Sources

FY2026: Form 990 for the fiscal year ending April 30, 2026, object 202632259349301808 · read the filing
FY2025: Form 990 for the fiscal year ending April 30, 2025, object 202542129349300209 · read the filing
FY2024: Form 990 for the fiscal year ending April 30, 2024, object 202442229349301704 · read the filing
FY2023: Form 990 for the fiscal year ending April 30, 2023, object 202440379349300924 · read the filing
FY2022: Form 990 for the fiscal year ending April 30, 2022, object 202310729349301236 · read the filing
FY2021: Form 990 for the fiscal year ending April 30, 2021, object 202143579349300724 · read the filing
FY2020: Form 990 for the fiscal year ending April 30, 2020, object 202012379349301041 · read the filing

All filings for EIN 77-0590806: ProPublica Nonprofit Explorer · IRS Tax Exempt Organization Search. Figures are as the organization reported them; we have not audited them.