Charity Impact Media

Home › Community improvement & capacity building

Rural Community Assistance Corporation

West Sacramento, CA · EIN 94-2512284 · 501(c)(3) · Publicly supported organization (170(b)(1)(A)(vi))
Latest filing: Form 990 for the fiscal year ending September 30, 2025 (tax year 2024) · View the filing · Correct or respond

Rural Community Assistance Corporation reported $90.8 million in revenue and $58.5 million in expenses for the fiscal year ending September 30, 2025. Of every $100 it spent, $98.59 went to program services, $0.33 to management and general costs and $1.08 to fundraising. Its largest source of revenue was contributions and grants: 88.0% of the total. Government grants made up 78.8%. The highest compensation it reported for one person was $384,375 (CEO). 12 people received more than $100,000 in reportable compensation. Revenue rose 74% between FY2021 and FY2025. Source: Form 990, FY2025.

Where $100 of spending went

The fiscal year ending September 30, 2025 · Form 990, Part IX, line 25 · total expenses $59M

For context, the median across 479 covered community improvement & capacity building charities: $90.45 programs, $9.31 management, $0.24 fundraising (medians computed separately, so they may not sum to $100).

Where $100 of revenue came from

The fiscal year ending September 30, 2025 · Form 990, Part VIII · total revenue $91M

The 990 scorecard · same measures for every charity, no grades

FY2025 filing. Median across 479 covered charities in this category, from their latest filings.
MeasureFY2025Median
Program services
Part IX 25(B) ÷ 25(A)
98.6%89.1%
Management & general
Part IX 25(C) ÷ 25(A)
0.3%9.2%
Fundraising
Part IX 25(D) ÷ 25(A)
1.1%0.2%
Fundraising cost per $1 of contributions
Part IX 25(D) ÷ Part VIII 1h
$0.01$0.00
Contributions & grants share of revenue
Part VIII 1h ÷ 12
88.0%80.1%
Government grants share of revenue
Part VIII 1e ÷ 12
78.8%14.9%
Program service revenue share
Part VIII 2g ÷ 12
8.5%11.9%
Highest reported compensation
Part VII-A, columns D–F
$384,375$291,103
Highest compensation as share of expenses
Part VII-A ÷ Part IX 25(A)
0.66%1.49%
People paid over $100,000
Part VII, line 2
125
Net assets, in months of expenses
Part X 33(B) ÷ monthly expenses
27.49.2
Independent voting board members
Part VI 1a–1b
9 of 9100.0%

A median is context, not a target: hospitals, universities, food banks and grantmakers spend in very different ways. What these measures can and can't tell you.

What the money paid for, in its own words

FY2025 · Form 990, Part III · the three largest programs by expense
$29M expenses · 49.7% of program spending · grants $696K

Community & Environmental Services:RCAC assisted 1,068 rural communities to build, improve, manage, operate or finance drinking water, wastewater or solid waste systems. RCAC reached more than 10,000 training participants through 369 workshops on technical, managerial, and financial topics related to environmental infrastructure. RCAC provided more than 170,000 hours of technical assistance and training to Indigenous communities in the West

$12M expenses · 20.3% of program spending · grants $2.0M

Loan Fund:The Department had a year record breaking year. The Loan Fund closed 72 loans for over $104 million in our rural communities. This generated 815 of affordable housing units, helped produce and repair 10,465 waste/water connections, created 3,910 in community facility space and helped create or retain 2,173 jobs. RCAC began making loans to Native owned businesses through the SSBCI program, closing 3 loans for a total of $500,000 in partnership with the Cahuilla and San Pasqual tribes. The pipeline of applications remains strong, the outstanding portfolio stood at over $151.8 million…

$7.9M expenses · 13.7% of program spending · grants $455K

RCACs OTHER SERVICES INCLUDE CAPACITY BUILDING, TRAINING, AND RESOURCES FOR OTHER NONPROFIT ORGANIZATIONS

$9.4M all other programs (line 4d)

Highest reported compensation

FY2025 · Form 990, Part VII, Section A · roles as filed; names are in the filing, not here
RoleFrom this orgFrom related orgsOtherTotal
CEO
Officer, 40.00 hrs/week
$341,445$0$42,930$384,375
COO
Officer, 40.00 hrs/week
$198,166$0$36,817$234,983
CFO
Officer, 40.00 hrs/week
$207,125$0$27,716$234,841
CIPO
Officer, 40.00 hrs/week
$182,809$0$30,838$213,647
Director, Loan Fund
Listed in Part VII, 40.00 hrs/week
$161,217$0$34,453$195,670
Controller
Listed in Part VII, 40.00 hrs/week
$155,547$0$39,052$194,599
Director, Housing Prog.
Listed in Part VII, 40.00 hrs/week
$163,605$0$23,672$187,277
Director, Comms, Dev & Events
Listed in Part VII, 40.00 hrs/week
$164,100$0$23,097$187,197

12 people received more than $100,000 in reportable compensation from Rural Community Assistance Corporation (Part VII, line 2). Compensation of current officers, directors and key employees totaled $1.8M (Part IX, line 5).

5 years of filings

Form 990, Parts I, VII, IX and X · each row is that year's own filing, linked
RevenueExpenses
$0$25M$50M$75M$100MFY2021FY2022FY2023FY2024FY2025$91M$59M
FilingRevenueExpensesProgramsNet assetsTop pay
FY2025 ⓘ$91M$59M98.6%$133M$384,375
FY2024 ⓘ$59M$50M98.0%$101M$358,243
FY2023 ⓘ$40M$34M96.1%$92M$337,014
FY2022 ⓘ$33M$28M78.9%$85M$298,791
FY2021 ⓘ$52M$24M81.2%$80M$277,234

Governance answers, as filed

FY2025 · the organization's own yes/no answers; explanations, if any, are in Schedule O of the filing · what each means
  • Voting board members, and how many are independent Part VI, lines 1a–1b9 · 9 independent
  • Audited financial statements Part XII 2bYes
  • Conflict-of-interest policy Part VI 12aYes
  • Whistleblower policy Part VI 13Yes
  • Document retention policy Part VI 14Yes
  • Independent process for top executive pay Part VI 15aYes
  • Board given the 990 before filing Part VI 11aYes
  • Family or business ties among insiders Part VI 2No
  • Aware of a significant diversion of assets Part VI 5No
  • Excess benefit transaction with an insider Part IV 25aNo
  • Loans to or from insiders outstanding Part IV 26No
  • Lobbying, or a 501(h) election in effect Part IV 4Yes
  • Over $15,000 of professional fundraising services Part IV 18No
  • Over $10,000 of activity outside the U.S. Part IV 14bYes
  • Employees Part I, line 5277
  • Volunteers Part I, line 69

Private foundation grants it received

5 private foundations reported grants to Rural Community Assistance Corporation totaling $448K on their tax year 2023 Form 990-PF returns. See which foundations, on WHOFUNDS.

Source: WHOFUNDS open grant graph, matched from Form 990-PF Part XV.

Correct a figure or respond

Every number above is copied from Rural Community Assistance Corporation's own Form 990. If one doesn't match the filing, that's our error and we'll fix it. If you work for Rural Community Assistance Corporation, you can publish a response that is linked from this page.

Similar-sized charities in this cause

All community improvement & capacity building charities · Largest charities in California

Questions people ask

How much of Rural Community Assistance Corporation's spending goes to programs?

In the fiscal year ending September 30, 2025, Rural Community Assistance Corporation reported that 98.6% of its $58.5 million in expenses went to program services, 0.3% to management and general and 1.1% to fundraising (Form 990, Part IX).

How much does Rural Community Assistance Corporation pay its top executive?

The largest total compensation Rural Community Assistance Corporation reported for one person in the fiscal year ending September 30, 2025 was $384,375, for the role of CEO (Form 990, Part VII, including compensation from related organizations and other compensation).

Where does Rural Community Assistance Corporation get its money?

Of $90.8 million in revenue in the fiscal year ending September 30, 2025, 88.0% came from contributions and grants (including 78.8% from government grants) and 8.5% from program service revenue (Form 990, Part VIII).

Is Rural Community Assistance Corporation a registered charity?

The IRS lists EIN 94-2512284 as a 501(c)(3) organization (publicly supported organization (170(b)(1)(a)(vi))), and its records show contributions as tax-deductible. Form 990 filings on record here cover tax years 2020, 2021, 2022, 2023, 2024. A filing shows what the organization reported; it doesn't by itself show whether a program works.

Sources

  • FY2025: Form 990 for the fiscal year ending September 30, 2025, object 202630769349301113 · read the filing · XML
  • FY2024: Form 990 for the fiscal year ending September 30, 2024, object 202540739349301724 · read the filing
  • FY2023: Form 990 for the fiscal year ending September 30, 2023, object 202420879349300632 · read the filing
  • FY2022: Form 990 for the fiscal year ending September 30, 2022, object 202300449349301680 · read the filing
  • FY2021: Form 990 for the fiscal year ending September 30, 2021, object 202232949349301403 · read the filing

All filings for EIN 94-2512284: ProPublica Nonprofit Explorer · IRS Tax Exempt Organization Search. Figures are as the organization reported them; we have not audited them.