Opal Community Land Trust
Opal Community Land Trust reported $11.2 million in revenue and $1.8 million in expenses for calendar year 2025. Of every $100 it spent, $72.13 went to program services, $24.46 to management and general costs and $3.41 to fundraising. Its largest source of revenue was contributions and grants: 87.4% of the total. Government grants made up 33.7%. The highest compensation it reported for one person was $143,191 (EXECUTIVE DIR.). 1 person received more than $100,000 in reportable compensation. Revenue rose 322% between 2019 and 2025. Source: Form 990, 2025.
Where $100 of spending went
Calendar year 2025 · Form 990, Part IX, line 25 · total expenses $1.8MFor context, the median across 957 covered housing & shelter charities: $89.25 programs, $10.75 management, $0.00 fundraising (medians computed separately, so they may not sum to $100).
Where $100 of revenue came from
Calendar year 2025 · Form 990, Part VIII · total revenue $11MThe 990 scorecard · same measures for every charity, no grades
| Measure | 2025 | Median |
|---|---|---|
| Program services Part IX 25(B) ÷ 25(A) | 72.1% | 87.5% |
| Management & general Part IX 25(C) ÷ 25(A) | 24.5% | 10.5% |
| Fundraising Part IX 25(D) ÷ 25(A) | 3.4% | 0.0% |
| Fundraising cost per $1 of contributions Part IX 25(D) ÷ Part VIII 1h | $0.01 | $0.01 |
| Contributions & grants share of revenue Part VIII 1h ÷ 12 | 87.4% | 17.7% |
| Government grants share of revenue Part VIII 1e ÷ 12 | 33.7% | 1.0% |
| Program service revenue share Part VIII 2g ÷ 12 | 10.5% | 64.8% |
| Highest reported compensation Part VII-A, columns D–F | $143,191 | $299,181 |
| Highest compensation as share of expenses Part VII-A ÷ Part IX 25(A) | 8.13% | 1.59% |
| People paid over $100,000 Part VII, line 2 | 1 | 4 |
| Net assets, in months of expenses Part X 33(B) ÷ monthly expenses | 285.4 | 10.2 |
| Independent voting board members Part VI 1a–1b | 11 of 11 | 100.0% |
A median is context, not a target: hospitals, universities, food banks and grantmakers spend in very different ways. What these measures can and can't tell you.
What the money paid for, in its own words
2025 · Form 990, Part III · the three largest programs by expenseHousing development: develop land and houses to rent or own that are affordable to low to moderate income households. Provide housing counseling and related support services
Loan programs: provide loans to eligible households to enable them to purchase a home
Leasehold stewardship: lease land and provide support services to homeowners who lease land from opal
Highest reported compensation
2025 · Form 990, Part VII, Section A · roles as filed; names are in the filing, not here| Role | From this org | From related orgs | Other | Total |
|---|---|---|---|---|
| EXECUTIVE DIR. Officer, 40.00 hrs/week | $139,020 | $0 | $4,171 | $143,191 |
1 people received more than $100,000 in reportable compensation from Opal Community Land Trust (Part VII, line 2). Compensation of current officers, directors and key employees totaled $143K (Part IX, line 5).
7 years of filings
Form 990, Parts I, VII, IX and X · each row is that year's own filing, linkedGovernance answers, as filed
2025 · the organization's own yes/no answers; explanations, if any, are in Schedule O of the filing · what each means- Voting board members, and how many are independent Part VI, lines 1a–1b11 · 11 independent
- Audited financial statements Part XII 2bYes
- Conflict-of-interest policy Part VI 12aYes
- Whistleblower policy Part VI 13Yes
- Document retention policy Part VI 14Yes
- Independent process for top executive pay Part VI 15aYes
- Board given the 990 before filing Part VI 11aYes
- Family or business ties among insiders Part VI 2No
- Aware of a significant diversion of assets Part VI 5No
- Excess benefit transaction with an insider Part IV 25aNo
- Loans to or from insiders outstanding Part IV 26No
- Lobbying, or a 501(h) election in effect Part IV 4Yes
- Over $15,000 of professional fundraising services Part IV 18No
- Over $10,000 of activity outside the U.S. Part IV 14bNo
- Employees Part I, line 511
- Volunteers Part I, line 635
Largest outside contractors
2025 · Form 990, Part VII, Section B · businesses only| WELLMAN & ZUCK CONSTRUCTORS LLC Construction | $3,729,838 |
| EASTSOUND WATER USERS ASSOCIATION Water | $309,782 |
Individuals listed as contractors are left out. 2 contractors were paid more than $100,000 in all.
Private foundation grants it received
9 private foundations reported grants to Opal Community Land Trust totaling $84,038 on their tax year 2023 Form 990-PF returns. See which foundations, on WHOFUNDS.
Source: WHOFUNDS open grant graph, matched from Form 990-PF Part XV.
Correct a figure or respond
Every number above is copied from Opal Community Land Trust's own Form 990. If one doesn't match the filing, that's our error and we'll fix it. If you work for Opal Community Land Trust, you can publish a response that is linked from this page.
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Of every $100 Opal Community Land Trust spent in 2025, $72.13 went to programs. The full breakdown, from its IRS Form 990:
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Similar-sized charities in this cause
- Westbeth Corp Housing Development FundNew York, NY · revenue $11M · programs 87.5% · 2024
- Landow HouseRockville, MD · revenue $11M · programs 83.9% · 2024
- County CorpDayton, OH · revenue $11M · programs 90.9% · FY2025
- Hrca Housing for ElderlyBoston, MA · revenue $11M · programs 76.0% · FY2025
- Army Retirement Residence Supporting FouSan Antonio, TX · revenue $11M · programs 98.5% · FY2025
All housing & shelter charities · Largest charities in Washington
Questions people ask
How much of Opal Community Land Trust's spending goes to programs?
In calendar year 2025, Opal Community Land Trust reported that 72.1% of its $1.8 million in expenses went to program services, 24.5% to management and general and 3.4% to fundraising (Form 990, Part IX).
How much does Opal Community Land Trust pay its top executive?
The largest total compensation Opal Community Land Trust reported for one person in calendar year 2025 was $143,191, for the role of EXECUTIVE DIR. (Form 990, Part VII, including compensation from related organizations and other compensation).
Where does Opal Community Land Trust get its money?
Of $11.2 million in revenue in calendar year 2025, 87.4% came from contributions and grants (including 33.7% from government grants) and 10.5% from program service revenue (Form 990, Part VIII).
Is Opal Community Land Trust a registered charity?
The IRS lists EIN 94-3116010 as a 501(c)(3) organization (publicly supported organization (170(b)(1)(a)(vi))), and its records show contributions as tax-deductible. Form 990 filings on record here cover tax years 2019, 2020, 2021, 2022, 2023, 2024, 2025. A filing shows what the organization reported; it doesn't by itself show whether a program works.
Sources
- 2025: Form 990 for calendar year 2025, object 202622669349300907 · read the filing · XML
- 2024: Form 990 for calendar year 2024, object 202502829349301810 · read the filing
- 2023: Form 990 for calendar year 2023, object 202433079349300518 · read the filing
- 2022: Form 990 for calendar year 2022, object 202313079349302196 · read the filing
- 2021: Form 990 for calendar year 2021 (amended), object 202300489349301750 · read the filing
- 2020: Form 990 for calendar year 2020, object 202142999349301024 · read the filing
- 2019: Form 990 for calendar year 2019, object 202022759349300102 · read the filing
All filings for EIN 94-3116010: ProPublica Nonprofit Explorer · IRS Tax Exempt Organization Search. Figures are as the organization reported them; we have not audited them.