Invest Chattanooga
Invest Chattanooga reported $20.8 million in revenue and $268,056 in expenses for calendar year 2025. Of every $100 it spent, $10.17 went to program services, $89.83 to management and general costs and $0.00 to fundraising. Its largest source of revenue was contributions and grants: 96.8% of the total. Government grants made up 96.3%. The highest compensation it reported for one person was $114,326 (PRESIDENT AND CEO). Source: Form 990, 2025.
Where $100 of spending went
Calendar year 2025 · Form 990, Part IX, line 25 · total expenses $268KFor context, the median across 933 covered housing & shelter charities: $89.27 programs, $10.73 management, $0.00 fundraising (medians computed separately, so they may not sum to $100).
Where $100 of revenue came from
Calendar year 2025 · Form 990, Part VIII · total revenue $21MThe 990 scorecard · same measures for every charity, no grades
| Measure | 2025 | Median |
|---|---|---|
| Program services Part IX 25(B) ÷ 25(A) | 10.2% | 87.5% |
| Management & general Part IX 25(C) ÷ 25(A) | 89.8% | 10.5% |
| Fundraising Part IX 25(D) ÷ 25(A) | 0.0% | 0.0% |
| Fundraising cost per $1 of contributions Part IX 25(D) ÷ Part VIII 1h | $0.00 | $0.01 |
| Contributions & grants share of revenue Part VIII 1h ÷ 12 | 96.8% | 17.0% |
| Government grants share of revenue Part VIII 1e ÷ 12 | 96.3% | 1.0% |
| Program service revenue share Part VIII 2g ÷ 12 | 0.0% | 66.2% |
| Highest reported compensation Part VII-A, columns D–F | $114,326 | $300,863 |
| Highest compensation as share of expenses Part VII-A ÷ Part IX 25(A) | 42.65% | 1.57% |
| People paid over $100,000 Part VII, line 2 | 0 | 5 |
| Net assets, in months of expenses Part X 33(B) ÷ monthly expenses | 918.2 | 10.0 |
| Independent voting board members Part VI 1a–1b | 5 of 5 | 100.0% |
A median is context, not a target: hospitals, universities, food banks and grantmakers spend in very different ways. What these measures can and can't tell you.
What the money paid for, in its own words
2025 · Form 990, Part III · the three largest programs by expenseInvest Chattanooga advances the development and preservation of affordable and mixed-income housing in chattanooga, tennessee by providing gap financing, below-market loans, and other capital to housing developments. The organization partners with public and private developers to support projects that create and maintain housing affordable to low- and moderate-income households, including units serving families at 30%-80% of area median income (ami). These investments help increase the supply of affordable housing and support stable communities in the city of chattanooga
Highest reported compensation
2025 · Form 990, Part VII, Section A · roles as filed; names are in the filing, not here| Role | From this org | From related orgs | Other | Total |
|---|---|---|---|---|
| PRESIDENT AND CEO Officer, 40.00 hrs/week | $93,560 | $0 | $20,766 | $114,326 |
0 people received more than $100,000 in reportable compensation from Invest Chattanooga (Part VII, line 2). Compensation of current officers, directors and key employees totaled $114K (Part IX, line 5).
1 years of filings
Form 990, Parts I, VII, IX and X · each row is that year's own filing, linkedGovernance answers, as filed
2025 · the organization's own yes/no answers; explanations, if any, are in Schedule O of the filing · what each means- Voting board members, and how many are independent Part VI, lines 1a–1b5 · 5 independent
- Audited financial statements Part XII 2bNo
- Conflict-of-interest policy Part VI 12aYes
- Whistleblower policy Part VI 13No
- Document retention policy Part VI 14No
- Independent process for top executive pay Part VI 15aYes
- Board given the 990 before filing Part VI 11aYes
- Family or business ties among insiders Part VI 2No
- Aware of a significant diversion of assets Part VI 5No
- Excess benefit transaction with an insider Part IV 25aNo
- Loans to or from insiders outstanding Part IV 26No
- Lobbying, or a 501(h) election in effect Part IV 4No
- Over $15,000 of professional fundraising services Part IV 18No
- Over $10,000 of activity outside the U.S. Part IV 14bNo
- Employees Part I, line 51
- Volunteers Part I, line 65
Correct a figure or respond
Every number above is copied from Invest Chattanooga's own Form 990. If one doesn't match the filing, that's our error and we'll fix it. If you work for Invest Chattanooga, you can publish a response that is linked from this page.
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Of every $100 Invest Chattanooga spent in 2025, $10.17 went to programs. The full breakdown, from its IRS Form 990:
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Similar-sized charities in this cause
- Lantern OrganizationNew York, NY · revenue $21M · programs 90.9% · 2024
- Sunrise NortheastMiami, FL · revenue $21M · programs 93.1% · FY2025
- Midwest Housing Equity GroupOmaha, NE · revenue $21M · programs 85.9% · 2024
- New Hope Transitional HousingBronx, NY · revenue $21M · programs 93.0% · FY2025
- Chp KimberlyColumbus, OH · revenue $21M · programs 92.1% · 2025
All housing & shelter charities · Largest charities in Tennessee
Questions people ask
How much of Invest Chattanooga's spending goes to programs?
In calendar year 2025, Invest Chattanooga reported that 10.2% of its $268,056 in expenses went to program services, 89.8% to management and general and 0.0% to fundraising (Form 990, Part IX).
How much does Invest Chattanooga pay its top executive?
The largest total compensation Invest Chattanooga reported for one person in calendar year 2025 was $114,326, for the role of PRESIDENT AND CEO (Form 990, Part VII, including compensation from related organizations and other compensation).
Where does Invest Chattanooga get its money?
Of $20.8 million in revenue in calendar year 2025, 96.8% came from contributions and grants (including 96.3% from government grants) and 0.0% from program service revenue (Form 990, Part VIII).
Is Invest Chattanooga a registered charity?
The IRS lists EIN 99-5081521 as a 501(c)(3) organization (supporting organization, type i), and its records show contributions as tax-deductible. Form 990 filings on record here cover tax years 2025. A filing shows what the organization reported; it doesn't by itself show whether a program works.
Sources
- 2025: Form 990 for calendar year 2025, object 202601339349300325 · read the filing · XML
All filings for EIN 99-5081521: ProPublica Nonprofit Explorer · IRS Tax Exempt Organization Search. Figures are as the organization reported them; we have not audited them.