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Opportunity Finance Network
Opportunity Finance Network reported $139.7 million in revenue and $33.1 million in expenses for calendar year 2025. Of every $100 it spent, $67.60 went to program services, $29.71 to management and general costs and $2.69 to fundraising. Its largest source of revenue was program service revenue such as fees, sales and contracts: 78.9% of the total. The highest compensation it reported for one person was $433,065 (PRESIDENT & CEO). 22 people received more than $100,000 in reportable compensation. Revenue rose 749% between 2019 and 2025. Source: Form 990, 2025.
Where $100 of spending went
Calendar year 2025 · Form 990, Part IX, line 25 · total expenses $33MFor context, the median across 185 covered public & societal benefit charities: $88.81 programs, $11.18 management, $0.01 fundraising (medians computed separately, so they may not sum to $100).
Where $100 of revenue came from
Calendar year 2025 · Form 990, Part VIII · total revenue $140MThe 990 scorecard · same measures for every charity, no grades
| Measure | 2025 | Median |
|---|---|---|
| Program services Part IX 25(B) ÷ 25(A) | 67.6% | 84.9% |
| Management & general Part IX 25(C) ÷ 25(A) | 29.7% | 10.7% |
| Fundraising Part IX 25(D) ÷ 25(A) | 2.7% | 0.0% |
| Fundraising cost per $1 of contributions Part IX 25(D) ÷ Part VIII 1h | $0.03 | $0.01 |
| Contributions & grants share of revenue Part VIII 1h ÷ 12 | 18.2% | 83.8% |
| Government grants share of revenue Part VIII 1e ÷ 12 | 0.0% | 0.0% |
| Program service revenue share Part VIII 2g ÷ 12 | 78.9% | 3.2% |
| Highest reported compensation Part VII-A, columns D–F | $433,065 | $357,133 |
| Highest compensation as share of expenses Part VII-A ÷ Part IX 25(A) | 1.31% | 1.52% |
| People paid over $100,000 Part VII, line 2 | 22 | 12 |
| Net assets, in months of expenses Part X 33(B) ÷ monthly expenses | 917.7 | 10.5 |
| Independent voting board members Part VI 1a–1b | 13 of 14 | 100.0% |
A median is context, not a target: hospitals, universities, food banks and grantmakers spend in very different ways. What these measures can and can't tell you.
What the money paid for, in its own words
2025 · Form 990, Part III · the three largest programs by expenseMoney: ofn is one of the country's largest investors in cdfis, expanding access to responsible, affordable capital across the country. The money aspect of ofn's work includes the following activities which benefit low-income and low-wealth communities throughout the U.S: ofn'sfinancing fund (on-balance-sheet lending and investing in cdfis); fund management services (fee-based business providing cdfi fund management and asset management services to third party investors); and cdfi bond guarantee program bond issuance and administrative services. In 2025, ofn closed a $100 million bond through…
Strength: ofn is the leading convener, capacity builder, and thought leader in community development finance. Ofn strengthens the cdfi industry by providing peer learning opportunities, research, networking platforms, and signature annual events (e.g. The ofn conference and small business finance forum) for cdfi practitioners, partners, and investors. In 2025, ofn launched a new series of practitioner-focused convenings in marketing communications and human capital.to support the professional development and growth of cdfi industry professionals, in 2025 ofn launched the career meets purpose…
Voice: across multiple channels and audiences, ofn's policy advocacy and strategic communications drive the message that cdfi investments transform communities and change lives, amplifying the cdfi message, deepening support for community development finance, and increasing resources for cdfis. In 2025, ofn was instrumental in securing a level $324 million appropriation for the cdfi fund, leading more than 300 hill visits that mobilized and deepened bipartisan support for community development finance, and working with outlets including the new york times, the wall street journal, and…
Highest reported compensation
2025 · Form 990, Part VII, Section A · roles as filed; names are in the filing, not here| Role | From this org | From related orgs | Other | Total |
|---|---|---|---|---|
| PRESIDENT & CEO Director/trustee, officer, 40.00 hrs/week | $418,456 | $0 | $14,609 | $433,065 |
| EVP, CHIEF PEOPLE & OPERATIONS OFFICER Officer, 40.00 hrs/week | $364,594 | $0 | $22,111 | $386,705 |
| GENERAL COUNSEL Officer, 40.00 hrs/week | $343,057 | $0 | $21,772 | $364,829 |
| EVP, CHIEF FINANCIAL OFFICER Officer, 40.00 hrs/week | $328,652 | $0 | $30,581 | $359,233 |
| EVP, CHIEF INVESTMENT OFFI Officer, 40.00 hrs/week | $324,139 | $0 | $28,971 | $353,110 |
| EVP, CHIEF PROGRAMS OFFICER Officer, 40.00 hrs/week | $271,603 | $0 | $35,141 | $306,744 |
| EVP, CHIEF DEVELOPMENT OFFICER Officer, 40.00 hrs/week | $273,186 | $0 | $28,818 | $302,004 |
| EVP, CHIEF OF STAFF & HEAD OF COMMUNICATIONS Officer, 40.00 hrs/week | $283,010 | $0 | $11,718 | $294,728 |
22 people received more than $100,000 in reportable compensation from Opportunity Finance Network (Part VII, line 2). Compensation of current officers, directors and key employees totaled $4.8M (Part IX, line 5).
7 years of filings
Form 990, Parts I, VII, IX and X · each row is that year's own filing, linkedGovernance answers, as filed
2025 · the organization's own yes/no answers; explanations, if any, are in Schedule O of the filing · what each means- Voting board members, and how many are independent Part VI, lines 1a–1b14 · 13 independent
- Audited financial statements Part XII 2bYes
- Conflict-of-interest policy Part VI 12aYes
- Whistleblower policy Part VI 13Yes
- Document retention policy Part VI 14Yes
- Independent process for top executive pay Part VI 15aYes
- Board given the 990 before filing Part VI 11aYes
- Family or business ties among insiders Part VI 2No
- Aware of a significant diversion of assets Part VI 5No
- Excess benefit transaction with an insider Part IV 25aNo
- Loans to or from insiders outstanding Part IV 26No
- Lobbying, or a 501(h) election in effect Part IV 4Yes
- Over $15,000 of professional fundraising services Part IV 18Yes
- Over $10,000 of activity outside the U.S. Part IV 14bNo
- Employees Part I, line 595
- Volunteers Part I, line 614
Largest outside contractors
2025 · Form 990, Part VII, Section B · businesses only| BAKER TILLY ADVISORY GROUP PARENT LLC Advisory services | $702,449 |
| ALL AROUND CREATIVE Marketing services | $422,622 |
| ON SERVICES LLC Audio visual services | $395,935 |
Individuals listed as contractors are left out. 12 contractors were paid more than $100,000 in all.
Private foundation grants it received
5 private foundations reported grants to Opportunity Finance Network totaling $4.0M on their tax year 2023 Form 990-PF returns. See which foundations, on WHOFUNDS.
Source: WHOFUNDS open grant graph, matched from Form 990-PF Part XV.
Correct a figure or respond
Every number above is copied from Opportunity Finance Network's own Form 990. If one doesn't match the filing, that's our error and we'll fix it. If you work for Opportunity Finance Network, you can publish a response that is linked from this page.
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Of every $100 Opportunity Finance Network spent in 2025, $67.60 went to programs. The full breakdown, from its IRS Form 990:
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Similar-sized charities in this cause
- The Heritage FoundationWashington, DC · revenue $134M · programs 82.5% · 2024
- United Service OrganizationsArlington, VA · revenue $168M · programs 67.9% · 2024
- Center for Internet SecurityEast Greenbush, NY · revenue $126M · programs 63.1% · 2025
- NEO PhilanthropyNew York, NY · revenue $169M · programs 93.9% · 2024
- Association of the Graduates of the United States Military AcademyWest Point, NY · revenue $125M · programs 91.9% · 2024
All public & societal benefit charities · Largest charities in District of Columbia
Questions people ask
How much of Opportunity Finance Network's spending goes to programs?
In calendar year 2025, Opportunity Finance Network reported that 67.6% of its $33.1 million in expenses went to program services, 29.7% to management and general and 2.7% to fundraising (Form 990, Part IX).
How much does Opportunity Finance Network pay its top executive?
The largest total compensation Opportunity Finance Network reported for one person in calendar year 2025 was $433,065, for the role of PRESIDENT & CEO (Form 990, Part VII, including compensation from related organizations and other compensation).
Where does Opportunity Finance Network get its money?
Of $139.7 million in revenue in calendar year 2025, 18.2% came from contributions and grants and 78.9% from program service revenue (Form 990, Part VIII).
Is Opportunity Finance Network a registered charity?
The IRS lists EIN 20-5189202 as a 501(c)(3) organization (publicly supported organization (509(a)(2))), and its records show contributions as tax-deductible. Form 990 filings on record here cover tax years 2019, 2020, 2021, 2022, 2023, 2024, 2025. A filing shows what the organization reported; it doesn't by itself show whether a program works.
Sources
- 2025: Form 990 for calendar year 2025 (amended), object 202612529349300236 · read the filing
- 2024: Form 990 for calendar year 2024, object 202543109349300014 · read the filing
- 2023: Form 990 for calendar year 2023, object 202422889349301667 · read the filing
- 2022: Form 990 for calendar year 2022, object 202342839349300324 · read the filing
- 2021: Form 990 for calendar year 2021, object 202242169349300904 · read the filing
- 2020: Form 990 for calendar year 2020, object 202102659349301900 · read the filing
- 2019: Form 990 for calendar year 2019, object 202022759349300902 · read the filing
All filings for EIN 20-5189202: ProPublica Nonprofit Explorer · IRS Tax Exempt Organization Search. Figures are as the organization reported them; we have not audited them.