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Insurance Institute for Business & Home Safety
Insurance Institute for Business & Home Safety reported $30.2 million in revenue and $25.8 million in expenses for calendar year 2025. Of every $100 it spent, $74.62 went to program services, $25.38 to management and general costs and $0.00 to fundraising. Its largest source of revenue was contributions and grants: 87.0% of the total. The highest compensation it reported for one person was $1,021,631 (President/CEO). 10 people received more than $100,000 in reportable compensation. Revenue rose 73% between 2019 and 2025. Source: Form 990, 2025.
Where $100 of spending went
Calendar year 2025 · Form 990, Part IX, line 25 · total expenses $26MFor context, the median across 67 covered public safety, disaster preparedness & relief charities: $92.61 programs, $7.29 management, $0.10 fundraising (medians computed separately, so they may not sum to $100).
Where $100 of revenue came from
Calendar year 2025 · Form 990, Part VIII · total revenue $30MThe 990 scorecard · same measures for every charity, no grades
| Measure | 2025 | Median |
|---|---|---|
| Program services Part IX 25(B) ÷ 25(A) | 74.6% | 89.6% |
| Management & general Part IX 25(C) ÷ 25(A) | 25.4% | 7.1% |
| Fundraising Part IX 25(D) ÷ 25(A) | 0.0% | 0.1% |
| Fundraising cost per $1 of contributions Part IX 25(D) ÷ Part VIII 1h | $0.00 | $0.01 |
| Contributions & grants share of revenue Part VIII 1h ÷ 12 | 87.0% | 87.0% |
| Government grants share of revenue Part VIII 1e ÷ 12 | 0.0% | 0.0% |
| Program service revenue share Part VIII 2g ÷ 12 | 7.7% | 2.8% |
| Highest reported compensation Part VII-A, columns D–F | $1,021,631 | $350,135 |
| Highest compensation as share of expenses Part VII-A ÷ Part IX 25(A) | 3.96% | 1.29% |
| People paid over $100,000 Part VII, line 2 | 10 | 8 |
| Net assets, in months of expenses Part X 33(B) ÷ monthly expenses | 26.7 | 8.0 |
| Independent voting board members Part VI 1a–1b | 28 of 29 | 100.0% |
A median is context, not a target: hospitals, universities, food banks and grantmakers spend in very different ways. What these measures can and can't tell you.
What the money paid for, in its own words
2025 · Form 990, Part III · the three largest programs by expenseResearch Center Projects: At its unique, world-class IBHS Research Center in South Carolina, IBHS conducts a variety of tests to examine the impact of wind, fire, hail and wind-driven water on both residential and commercial structures. Using transparent, objective research methodologies, this multi-faceted research approach includes full-scale testing of one- and two-story test specimens; physical testing of individual structural components and building systems; and evaluation of existing/potential test methods and metrics. Research Center staff coordinates and leverages its research…
FORTIFIED Programs: IBHS has developed and promulgated a set of science-based, hazard specific building design, repair and retrofitting standards for residential and commercial construction called the FORTIFIED program, a designation program. Wildfire Prepared: IBHS translates its wildfire research in a variety of ways, including media engagement, public policy engagement, live demonstrations, and developing and promulgating the Wildfire Prepared Program, a designation program based on a suite of mitigation actions designed to reduce the risk of home ignition
Communications & Product Design: IBHS has robust communications capabilities that build upon and amplify the impact of our research capabilities. By translating technical research findings into guidance for homeowners and businesses and using a growing range of communications channels to reach a wide audience we seek to motivate action by educating stakeholders about practical and cost-effective ways to increase the resilience of both residential and commercial structures. Each year, IBHS creates a substantial amount of original data and related content. This information is communicated to…
Highest reported compensation
2025 · Form 990, Part VII, Section A · roles as filed; names are in the filing, not here| Role | From this org | From related orgs | Other | Total |
|---|---|---|---|---|
| President/CEO Officer, 40.00 hrs/week | $880,769 | $0 | $140,862 | $1,021,631 |
| Chief Engineer/SVP Officer, 40.00 hrs/week | $406,152 | $0 | $80,210 | $486,362 |
| Chief Product Officer/SVP Officer, 40.00 hrs/week | $384,530 | $0 | $37,203 | $421,733 |
| Managing Director of FORITIFIED Highest compensated employee, 40.00 hrs/week | $278,375 | $0 | $69,596 | $347,971 |
| Secretary/General Counsel Officer, 40.00 hrs/week | $321,465 | $0 | $22,148 | $343,613 |
| Treasurer/CFO Officer, 40.00 hrs/week | $277,129 | $0 | $63,933 | $341,062 |
| Managing Director of Research Highest compensated employee, 40.00 hrs/week | $278,326 | $0 | $49,238 | $327,564 |
| General Manager, Research Center Highest compensated employee, 40.00 hrs/week | $220,336 | $0 | $61,263 | $281,599 |
10 people received more than $100,000 in reportable compensation from Insurance Institute for Business & Home Safety (Part VII, line 2). Compensation of current officers, directors and key employees totaled $3.5M (Part IX, line 5).
7 years of filings
Form 990, Parts I, VII, IX and X · each row is that year's own filing, linkedGovernance answers, as filed
2025 · the organization's own yes/no answers; explanations, if any, are in Schedule O of the filing · what each means- Voting board members, and how many are independent Part VI, lines 1a–1b29 · 28 independent
- Audited financial statements Part XII 2bYes
- Conflict-of-interest policy Part VI 12aYes
- Whistleblower policy Part VI 13Yes
- Document retention policy Part VI 14Yes
- Independent process for top executive pay Part VI 15aYes
- Board given the 990 before filing Part VI 11aYes
- Family or business ties among insiders Part VI 2No
- Aware of a significant diversion of assets Part VI 5No
- Excess benefit transaction with an insider Part IV 25aNo
- Loans to or from insiders outstanding Part IV 26No
- Lobbying, or a 501(h) election in effect Part IV 4No
- Over $15,000 of professional fundraising services Part IV 18No
- Over $10,000 of activity outside the U.S. Part IV 14bNo
- Employees Part I, line 5114
Largest outside contractors
2025 · Form 990, Part VII, Section B · businesses onlyIndividuals listed as contractors are left out. 2 contractors were paid more than $100,000 in all.
Correct a figure or respond
Every number above is copied from Insurance Institute for Business & Home Safety's own Form 990. If one doesn't match the filing, that's our error and we'll fix it. If you work for Insurance Institute for Business & Home Safety, you can publish a response that is linked from this page.
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Of every $100 Insurance Institute for Business & Home Safety spent in 2025, $74.62 went to programs. The full breakdown, from its IRS Form 990:
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Similar-sized charities in this cause
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All public safety, disaster preparedness & relief charities · Largest charities in South Carolina
Questions people ask
How much of Insurance Institute for Business & Home Safety's spending goes to programs?
In calendar year 2025, Insurance Institute for Business & Home Safety reported that 74.6% of its $25.8 million in expenses went to program services, 25.4% to management and general and 0.0% to fundraising (Form 990, Part IX).
How much does Insurance Institute for Business & Home Safety pay its top executive?
The largest total compensation Insurance Institute for Business & Home Safety reported for one person in calendar year 2025 was $1,021,631, for the role of President/CEO (Form 990, Part VII, including compensation from related organizations and other compensation).
Where does Insurance Institute for Business & Home Safety get its money?
Of $30.2 million in revenue in calendar year 2025, 87.0% came from contributions and grants and 7.7% from program service revenue (Form 990, Part VIII).
Is Insurance Institute for Business & Home Safety a registered charity?
The IRS lists EIN 23-2049143 as a 501(c)(3) organization (publicly supported organization (509(a)(2))), and its records show contributions as tax-deductible. Form 990 filings on record here cover tax years 2019, 2020, 2021, 2022, 2023, 2024, 2025. A filing shows what the organization reported; it doesn't by itself show whether a program works.
Sources
- 2025: Form 990 for calendar year 2025, object 202631179349301673 · read the filing
- 2024: Form 990 for calendar year 2024, object 202511159349300616 · read the filing
- 2023: Form 990 for calendar year 2023, object 202431139349300213 · read the filing
- 2022: Form 990 for calendar year 2022 (amended), object 202331109349300328 · read the filing
- 2021: Form 990 for calendar year 2021, object 202200879349300655 · read the filing
- 2020: Form 990 for calendar year 2020, object 202100569349300805 · read the filing
- 2019: Form 990 for calendar year 2019, object 202020739349300017 · read the filing
All filings for EIN 23-2049143: ProPublica Nonprofit Explorer · IRS Tax Exempt Organization Search. Figures are as the organization reported them; we have not audited them.