Money Management International
Money Management International reported $54.3 million in revenue and $51.3 million in expenses for calendar year 2025. Of every $100 it spent, $70.87 went to program services, $26.80 to management and general costs and $2.33 to fundraising. Its largest source of revenue was program service revenue such as fees, sales and contracts: 62.0% of the total. Government grants made up 11.3%. The highest compensation it reported for one person was $568,201 (PRESIDENT & CEO). 45 people received more than $100,000 in reportable compensation. Revenue rose 31% between 2019 and 2025. Source: Form 990, 2025.
Where $100 of spending went
Calendar year 2025 · Form 990, Part IX, line 25 · total expenses $51MFor context, the median across 3,614 covered human services charities: $88.27 programs, $11.52 management, $0.21 fundraising (medians computed separately, so they may not sum to $100).
Where $100 of revenue came from
Calendar year 2025 · Form 990, Part VIII · total revenue $54MThe 990 scorecard · same measures for every charity, no grades
| Measure | 2025 | Median |
|---|---|---|
| Program services Part IX 25(B) ÷ 25(A) | 70.9% | 87.2% |
| Management & general Part IX 25(C) ÷ 25(A) | 26.8% | 11.4% |
| Fundraising Part IX 25(D) ÷ 25(A) | 2.3% | 0.2% |
| Fundraising cost per $1 of contributions Part IX 25(D) ÷ Part VIII 1h | $0.11 | $0.02 |
| Contributions & grants share of revenue Part VIII 1h ÷ 12 | 20.1% | 20.6% |
| Government grants share of revenue Part VIII 1e ÷ 12 | 11.3% | 2.4% |
| Program service revenue share Part VIII 2g ÷ 12 | 62.0% | 70.8% |
| Highest reported compensation Part VII-A, columns D–F | $568,201 | $274,992 |
| Highest compensation as share of expenses Part VII-A ÷ Part IX 25(A) | 1.11% | 1.18% |
| People paid over $100,000 Part VII, line 2 | 45 | 6 |
| Net assets, in months of expenses Part X 33(B) ÷ monthly expenses | 6.4 | 6.9 |
| Independent voting board members Part VI 1a–1b | 10 of 11 | 100.0% |
A median is context, not a target: hospitals, universities, food banks and grantmakers spend in very different ways. What these measures can and can't tell you.
What the money paid for, in its own words
2025 · Form 990, Part III · the three largest programs by expenseCredit counseling & debt management:Money Management International (mmi) provides financial counseling and education to assist individuals and families with budgeting, debt management, and financial goal setting. Certified credit counselors assess each consumer's financial situation, develop spending plans, and recommend appropriate actions.consumers may enroll in debt management plans (dmps) for structured repayment of unsecured debt. Ongoing counseling and administrative support are provided throughout the program. All counselors complete required training and maintain independent…
Housing counseling & education:mmi provides housing counseling services to support home retention, rental stability, and informed homeownership. Services include foreclosure prevention, rental counseling, disaster recovery (project porchlight), post-modification support, and reverse mortgage counseling and default prevention.mmi also delivers homebuyer education and post-purchase support through its borrower success program, which provides ongoing communication and resources to homeowners.as a hud-approved housing counseling agency, mmi promotes fair housing, ensures accessibility for persons…
Credit counseling and debt resolution:mmi launched debt resolution services in late 2024 to provide an additional option for consumers experiencing financial hardship. The program offers consultation with certified specialists and, for enrolled participants, negotiated settlement of unsecured debts.consumers make a single monthly program deposit to fund settlements and administrative costs. Legal support may be provided when appropriate. Staff complete training in debt negotiation, consumer protection, and hardship assessment, and ongoing education is provided to participants.as an emerging…
Highest reported compensation
2025 · Form 990, Part VII, Section A · roles as filed; names are in the filing, not here| Role | From this org | From related orgs | Other | Total |
|---|---|---|---|---|
| PRESIDENT & CEO Director/trustee, officer, 40.00 hrs/week | $514,487 | $0 | $53,714 | $568,201 |
| CHIEF TECHNOLOGY OFFICER Officer, 40.00 hrs/week | $317,051 | $0 | $31,829 | $348,880 |
| CHIEF FINANCIAL OFFICER/TREASURER Officer, 40.00 hrs/week | $295,419 | $0 | $38,626 | $334,045 |
| CHIEF EXTERNAL AFFAIRS OFFICER Officer, 40.00 hrs/week | $270,058 | $0 | $53,714 | $323,772 |
| CHIEF OPERATING OFFICER Officer, 40.00 hrs/week | $242,914 | $0 | $53,180 | $296,094 |
| CHIEF COMPLIANCE OFFICER Officer, 40.00 hrs/week | $247,006 | $0 | $37,489 | $284,495 |
| SR. VP, HOUSING INITIATIVES Key employee, 40.00 hrs/week | $237,205 | $0 | $32,971 | $270,176 |
| SR. VP, IND. RELATIONS Key employee, 40.00 hrs/week | $200,012 | $0 | $6,485 | $206,497 |
45 people received more than $100,000 in reportable compensation from Money Management International (Part VII, line 2). Compensation of current officers, directors and key employees totaled $3.7M (Part IX, line 5).
7 years of filings
Form 990, Parts I, VII, IX and X · each row is that year's own filing, linkedGovernance answers, as filed
2025 · the organization's own yes/no answers; explanations, if any, are in Schedule O of the filing · what each means- Voting board members, and how many are independent Part VI, lines 1a–1b11 · 10 independent
- Audited financial statements Part XII 2bYes
- Conflict-of-interest policy Part VI 12aYes
- Whistleblower policy Part VI 13Yes
- Document retention policy Part VI 14Yes
- Independent process for top executive pay Part VI 15aYes
- Board given the 990 before filing Part VI 11aYes
- Family or business ties among insiders Part VI 2No
- Aware of a significant diversion of assets Part VI 5No
- Excess benefit transaction with an insider Part IV 25aNo
- Loans to or from insiders outstanding Part IV 26No
- Lobbying, or a 501(h) election in effect Part IV 4No
- Over $15,000 of professional fundraising services Part IV 18No
- Over $10,000 of activity outside the U.S. Part IV 14bYes
- Employees Part I, line 5306
- Volunteers Part I, line 610
Largest outside contractors
2025 · Form 990, Part VII, Section B · businesses only| BRUNNER Marketing services | $1,066,356 |
| WAFI TECH It consulting services | $612,827 |
| AMERICANEAGLECOM Web management | $253,986 |
| CBIZ ADVISORS LLC Accounting services | $215,212 |
| SIMPLE A LLC It consulting services | $190,418 |
Individuals listed as contractors are left out. 8 contractors were paid more than $100,000 in all.
Private foundation grants it received
1 private foundation reported grants to Money Management International totaling $27 on their tax year 2023 Form 990-PF returns. See which foundations, on WHOFUNDS.
Source: WHOFUNDS open grant graph, matched from Form 990-PF Part XV.
Correct a figure or respond
Every number above is copied from Money Management International's own Form 990. If one doesn't match the filing, that's our error and we'll fix it. If you work for Money Management International, you can publish a response that is linked from this page.
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Of every $100 Money Management International spent in 2025, $70.87 went to programs. The full breakdown, from its IRS Form 990:
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Questions people ask
How much of Money Management International's spending goes to programs?
In calendar year 2025, Money Management International reported that 70.9% of its $51.3 million in expenses went to program services, 26.8% to management and general and 2.3% to fundraising (Form 990, Part IX).
How much does Money Management International pay its top executive?
The largest total compensation Money Management International reported for one person in calendar year 2025 was $568,201, for the role of PRESIDENT & CEO (Form 990, Part VII, including compensation from related organizations and other compensation).
Where does Money Management International get its money?
Of $54.3 million in revenue in calendar year 2025, 20.1% came from contributions and grants (including 11.3% from government grants) and 62.0% from program service revenue (Form 990, Part VIII).
Is Money Management International a registered charity?
The IRS lists EIN 54-1837741 as a 501(c)(3) organization (publicly supported organization (509(a)(2))), and its records show contributions as tax-deductible. Form 990 filings on record here cover tax years 2019, 2020, 2021, 2022, 2023, 2024, 2025. A filing shows what the organization reported; it doesn't by itself show whether a program works.
Sources
- 2025: Form 990 for calendar year 2025, object 202611349349312851 · read the filing · XML
- 2024: Form 990 for calendar year 2024, object 202543119349301779 · read the filing
- 2023: Form 990 for calendar year 2023, object 202433199349316363 · read the filing
- 2022: Form 990 for calendar year 2022, object 202301989349302045 · read the filing
- 2021: Form 990 for calendar year 2021, object 202222739349301007 · read the filing
- 2020: Form 990 for calendar year 2020, object 202121659349300782 · read the filing
- 2019: Form 990 for calendar year 2019, object 202001429349300840 · read the filing
All filings for EIN 54-1837741: ProPublica Nonprofit Explorer · IRS Tax Exempt Organization Search. Figures are as the organization reported them; we have not audited them.