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Rocky Mountain Community Reinvestment Co
Rocky Mountain Community Reinvestment Co reported $23.6 million in revenue and $22.0 million in expenses for calendar year 2025. Of every $100 it spent, $91.92 went to program services, $4.00 to management and general costs and $4.08 to fundraising. Its largest source of revenue was program service revenue such as fees, sales and contracts: 99.5% of the total. The highest compensation it reported for one person was $610,720 (PRESIDENT & CEO). 14 people received more than $100,000 in reportable compensation. Revenue rose 188% between 2019 and 2025. Source: Form 990, 2025.
Where $100 of spending went
Calendar year 2025 · Form 990, Part IX, line 25 · total expenses $22MFor context, the median across 479 covered community improvement & capacity building charities: $90.45 programs, $9.31 management, $0.24 fundraising (medians computed separately, so they may not sum to $100).
Where $100 of revenue came from
Calendar year 2025 · Form 990, Part VIII · total revenue $24MThe 990 scorecard · same measures for every charity, no grades
| Measure | 2025 | Median |
|---|---|---|
| Program services Part IX 25(B) ÷ 25(A) | 91.9% | 89.1% |
| Management & general Part IX 25(C) ÷ 25(A) | 4.0% | 9.2% |
| Fundraising Part IX 25(D) ÷ 25(A) | 4.1% | 0.2% |
| Fundraising cost per $1 of contributions Part IX 25(D) ÷ Part VIII 1h | Not reported | $0.00 |
| Contributions & grants share of revenue Part VIII 1h ÷ 12 | 0.5% | 80.1% |
| Government grants share of revenue Part VIII 1e ÷ 12 | 0.0% | 14.9% |
| Program service revenue share Part VIII 2g ÷ 12 | 99.5% | 11.9% |
| Highest reported compensation Part VII-A, columns D–F | $610,720 | $291,103 |
| Highest compensation as share of expenses Part VII-A ÷ Part IX 25(A) | 2.77% | 1.49% |
| People paid over $100,000 Part VII, line 2 | 14 | 5 |
| Net assets, in months of expenses Part X 33(B) ÷ monthly expenses | 8.3 | 9.2 |
| Independent voting board members Part VI 1a–1b | 9 of 9 | 100.0% |
A median is context, not a target: hospitals, universities, food banks and grantmakers spend in very different ways. What these measures can and can't tell you.
What the money paid for, in its own words
2025 · Form 990, Part III · the three largest programs by expenseRocky Mountain Community Reinvestment corporation (rmcrc) was formed on march 19, 1999, and began granting loans in 2000. Rmcrc is a nonprofit, community development financial institution working in cooperation with its member banks (members) serving as a catalyst for community development by offering flexible financing for affordable, quality housing to assist the Rocky Mountain region's low and moderate-income residents, working with government agencies to maximize leverage of public and private dollars, and providing technical assistance to project sponsors. Rmcrc uses a pool of funds…
Highest reported compensation
2025 · Form 990, Part VII, Section A · roles as filed; names are in the filing, not here| Role | From this org | From related orgs | Other | Total |
|---|---|---|---|---|
| PRESIDENT & CEO Officer, 40.00 hrs/week | $521,319 | $0 | $89,401 | $610,720 |
| TREASURER & CFO Officer, 40.00 hrs/week | $320,293 | $0 | $80,986 | $401,279 |
| CHIEF LENDING OFFICER Officer, 40.00 hrs/week | $267,461 | $0 | $70,255 | $337,716 |
| CHIEF RISK OFFICER Officer, 40.00 hrs/week | $278,642 | $0 | $58,402 | $337,044 |
| CONTROLLER Key employee, 40.00 hrs/week | $239,733 | $0 | $40,992 | $280,725 |
| CHIEF OPERATING OFFICER Officer, 40.00 hrs/week | $238,325 | $0 | $33,984 | $272,309 |
| SENIOR LOAN OFFICER Highest compensated employee, 40.00 hrs/week | $181,412 | $0 | $44,082 | $225,494 |
| SENIOR CREDIT OFFICER Highest compensated employee, 40.00 hrs/week | $137,326 | $0 | $41,649 | $178,975 |
14 people received more than $100,000 in reportable compensation from Rocky Mountain Community Reinvestment Co (Part VII, line 2). Compensation of current officers, directors and key employees totaled $1.5M (Part IX, line 5).
7 years of filings
Form 990, Parts I, VII, IX and X · each row is that year's own filing, linkedGovernance answers, as filed
2025 · the organization's own yes/no answers; explanations, if any, are in Schedule O of the filing · what each means- Voting board members, and how many are independent Part VI, lines 1a–1b9 · 9 independent
- Audited financial statements Part XII 2bYes
- Conflict-of-interest policy Part VI 12aYes
- Whistleblower policy Part VI 13Yes
- Document retention policy Part VI 14Yes
- Independent process for top executive pay Part VI 15aYes
- Board given the 990 before filing Part VI 11aNo
- Family or business ties among insiders Part VI 2No
- Aware of a significant diversion of assets Part VI 5No
- Excess benefit transaction with an insider Part IV 25aNo
- Loans to or from insiders outstanding Part IV 26No
- Lobbying, or a 501(h) election in effect Part IV 4No
- Over $15,000 of professional fundraising services Part IV 18No
- Over $10,000 of activity outside the U.S. Part IV 14bNo
- Employees Part I, line 517
- Volunteers Part I, line 646
Correct a figure or respond
Every number above is copied from Rocky Mountain Community Reinvestment Co's own Form 990. If one doesn't match the filing, that's our error and we'll fix it. If you work for Rocky Mountain Community Reinvestment Co, you can publish a response that is linked from this page.
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Of every $100 Rocky Mountain Community Reinvestment Co spent in 2025, $91.92 went to programs. The full breakdown, from its IRS Form 990:
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Questions people ask
How much of Rocky Mountain Community Reinvestment Co's spending goes to programs?
In calendar year 2025, Rocky Mountain Community Reinvestment Co reported that 91.9% of its $22.0 million in expenses went to program services, 4.0% to management and general and 4.1% to fundraising (Form 990, Part IX).
How much does Rocky Mountain Community Reinvestment Co pay its top executive?
The largest total compensation Rocky Mountain Community Reinvestment Co reported for one person in calendar year 2025 was $610,720, for the role of PRESIDENT & CEO (Form 990, Part VII, including compensation from related organizations and other compensation).
Where does Rocky Mountain Community Reinvestment Co get its money?
Of $23.6 million in revenue in calendar year 2025, 0.5% came from contributions and grants and 99.5% from program service revenue (Form 990, Part VIII).
Is Rocky Mountain Community Reinvestment Co a registered charity?
The IRS lists EIN 87-0620659 as a 501(c)(3) organization (publicly supported organization (509(a)(2))), and its records show contributions as tax-deductible. Form 990 filings on record here cover tax years 2019, 2020, 2021, 2022, 2023, 2024, 2025. A filing shows what the organization reported; it doesn't by itself show whether a program works.
Sources
- 2025: Form 990 for calendar year 2025, object 202602369349300610 · read the filing
- 2024: Form 990 for calendar year 2024, object 202542379349300139 · read the filing
- 2023: Form 990 for calendar year 2023, object 202402299349301615 · read the filing
- 2022: Form 990 for calendar year 2022, object 202342719349301824 · read the filing
- 2021: Form 990 for calendar year 2021, object 202233199349312463 · read the filing
- 2020: Form 990 for calendar year 2020, object 202133199349327138 · read the filing
- 2019: Form 990 for calendar year 2019, object 202013169349304636 · read the filing
All filings for EIN 87-0620659: ProPublica Nonprofit Explorer · IRS Tax Exempt Organization Search. Figures are as the organization reported them; we have not audited them.