North Seattle Community College Foundation
Also known as American Financial Solutions
North Seattle Community College Foundation reported $10.4 million in revenue and $6.8 million in expenses for the fiscal year ending June 30, 2025. Of every $100 it spent, $89.32 went to program services, $10.68 to management and general costs and $0.00 to fundraising. Its largest source of revenue was program service revenue such as fees, sales and contracts: 48.8% of the total. Government grants made up 5.7%. The highest compensation it reported for one person was $281,132 (PRESIDENT). 5 people received more than $100,000 in reportable compensation. Revenue rose 76% between FY2020 and FY2025. Source: Form 990, FY2025.
Where $100 of spending went
The fiscal year ending June 30, 2025 · Form 990, Part IX, line 25 · total expenses $6.8MFor context, the median across 3,614 covered human services charities: $88.27 programs, $11.52 management, $0.21 fundraising (medians computed separately, so they may not sum to $100).
Where $100 of revenue came from
The fiscal year ending June 30, 2025 · Form 990, Part VIII · total revenue $10MThe 990 scorecard · same measures for every charity, no grades
| Measure | FY2025 | Median |
|---|---|---|
| Program services Part IX 25(B) ÷ 25(A) | 89.3% | 87.2% |
| Management & general Part IX 25(C) ÷ 25(A) | 10.7% | 11.4% |
| Fundraising Part IX 25(D) ÷ 25(A) | 0.0% | 0.2% |
| Fundraising cost per $1 of contributions Part IX 25(D) ÷ Part VIII 1h | $0.00 | $0.02 |
| Contributions & grants share of revenue Part VIII 1h ÷ 12 | 46.4% | 20.6% |
| Government grants share of revenue Part VIII 1e ÷ 12 | 5.7% | 2.4% |
| Program service revenue share Part VIII 2g ÷ 12 | 48.8% | 70.8% |
| Highest reported compensation Part VII-A, columns D–F | $281,132 | $274,992 |
| Highest compensation as share of expenses Part VII-A ÷ Part IX 25(A) | 4.12% | 1.18% |
| People paid over $100,000 Part VII, line 2 | 5 | 6 |
| Net assets, in months of expenses Part X 33(B) ÷ monthly expenses | 38.8 | 6.9 |
| Independent voting board members Part VI 1a–1b | 10 of 10 | 100.0% |
A median is context, not a target: hospitals, universities, food banks and grantmakers spend in very different ways. What these measures can and can't tell you.
What the money paid for, in its own words
FY2025 · Form 990, Part III · the three largest programs by expenseConsumer credit counseling: the foundation's consumer credit counseling program provides confidential, individualized financial counseling and education to financially distressed individuals. In fy2025, certified counselors assisted over 14,800 clients in managing personal finances and identifying solutions for debt repayment. All counseling and educational services are provided at no charge. Net revenues are available at the discretion of the board to further the foundation's financial aid and programmatic support of the college. Debt management plans: american financial solutions (afs)…
Public educational outreach: the foundation conducted free workshops, seminars, publications, and online courses on consumer debt and personal finance. A total of 1,168 individuals participated in educational programs via online platforms. Financial literacy education: afs provided a comprehensive, free 10-part curriculum covering budgeting, borrowing, investing, banking, and student loan repayment. Courses were available online and in-person, serving adults, young adults, parents, and teachers. Afs also conducts in-person workshops in western washington. These workshops help to build the…
Highest reported compensation
FY2025 · Form 990, Part VII, Section A · roles as filed; names are in the filing, not here| Role | From this org | From related orgs | Other | Total |
|---|---|---|---|---|
| PRESIDENT Officer, 45.00 hrs/week | $266,756 | $0 | $14,376 | $281,132 |
| DIRECTOR OF OPERATIONS Key employee, 40.00 hrs/week | $189,395 | $0 | $7,205 | $196,600 |
| DIRECTOR OF STRATEGIC INITIATIVES Key employee, 40.00 hrs/week | $171,175 | $0 | $6,344 | $177,519 |
| TREASURER Officer, 45.00 hrs/week | $167,222 | $0 | $10,184 | $177,406 |
| CLIENT SERVICES MANAGER Highest compensated employee, 40.00 hrs/week | $105,150 | $0 | $3,627 | $108,777 |
| DIRECTOR Director/trustee, 1.00 hrs/week | $3,500 | $0 | $0 | $3,500 |
| DIRECTOR Director/trustee, 1.00 hrs/week | $3,500 | $0 | $0 | $3,500 |
| DIRECTOR/CHAIRMAN Director/trustee, officer, 2.00 hrs/week | $3,500 | $0 | $0 | $3,500 |
5 people received more than $100,000 in reportable compensation from North Seattle Community College Foundation (Part VII, line 2). Compensation of current officers, directors and key employees totaled $804K (Part IX, line 5).
6 years of filings
Form 990, Parts I, VII, IX and X · each row is that year's own filing, linkedGovernance answers, as filed
FY2025 · the organization's own yes/no answers; explanations, if any, are in Schedule O of the filing · what each means- Voting board members, and how many are independent Part VI, lines 1a–1b10 · 10 independent
- Audited financial statements Part XII 2bYes
- Conflict-of-interest policy Part VI 12aYes
- Whistleblower policy Part VI 13Yes
- Document retention policy Part VI 14Yes
- Independent process for top executive pay Part VI 15aYes
- Board given the 990 before filing Part VI 11aYes
- Family or business ties among insiders Part VI 2No
- Aware of a significant diversion of assets Part VI 5No
- Excess benefit transaction with an insider Part IV 25aNo
- Loans to or from insiders outstanding Part IV 26No
- Lobbying, or a 501(h) election in effect Part IV 4No
- Over $15,000 of professional fundraising services Part IV 18No
- Over $10,000 of activity outside the U.S. Part IV 14bNo
- Employees Part I, line 560
- Volunteers Part I, line 62
Largest outside contractors
FY2025 · Form 990, Part VII, Section B · businesses only| NATIONAL FOUNDATION FOR CREDIT COUNSELIN Marketing | $249,181 |
| PEREGRIN SERVICES Marketing | $215,150 |
| GOOGLE INC Marketing/cloud services | $167,271 |
| ICCO BUSINESS SOFTWARE DEVELOPMENT Crm/bus soft dev | $109,880 |
Individuals listed as contractors are left out. 5 contractors were paid more than $100,000 in all.
Private foundation grants it received
1 private foundation reported grants to North Seattle Community College Foundation totaling $59 on their tax year 2023 Form 990-PF returns. See which foundations, on WHOFUNDS.
Source: WHOFUNDS open grant graph, matched from Form 990-PF Part XV.
Correct a figure or respond
Every number above is copied from North Seattle Community College Foundation's own Form 990. If one doesn't match the filing, that's our error and we'll fix it. If you work for North Seattle Community College Foundation, you can publish a response that is linked from this page.
Share or embed this breakdown
Of every $100 North Seattle Community College Foundation spent in FY2025, $89.32 went to programs. The full breakdown, from its IRS Form 990:
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Similar-sized charities in this cause
- North Central Sight ServicesWilliamsport, PA · revenue $10M · programs 89.0% · 2025
- Iona Senior ServicesWashington, DC · revenue $10M · programs 75.6% · FY2025
- YWCA of Greater CincinnatiCincinnati, OH · revenue $10M · programs 68.9% · 2024
- North County Community ServicesSan Marcos, CA · revenue $10M · programs 88.7% · FY2025
- Daystar for Medically Fragile ChildrenRochester, NY · revenue $10M · programs 76.5% · 2024
All human services charities · Largest charities in Washington
Questions people ask
How much of North Seattle Community College Foundation's spending goes to programs?
In the fiscal year ending June 30, 2025, North Seattle Community College Foundation reported that 89.3% of its $6.8 million in expenses went to program services, 10.7% to management and general and 0.0% to fundraising (Form 990, Part IX).
How much does North Seattle Community College Foundation pay its top executive?
The largest total compensation North Seattle Community College Foundation reported for one person in the fiscal year ending June 30, 2025 was $281,132, for the role of PRESIDENT (Form 990, Part VII, including compensation from related organizations and other compensation).
Where does North Seattle Community College Foundation get its money?
Of $10.4 million in revenue in the fiscal year ending June 30, 2025, 46.4% came from contributions and grants (including 5.7% from government grants) and 48.8% from program service revenue (Form 990, Part VIII).
Is North Seattle Community College Foundation a registered charity?
The IRS lists EIN 91-1163554 as a 501(c)(3) organization (publicly supported organization (170(b)(1)(a)(vi))), and its records show contributions as tax-deductible. Form 990 filings on record here cover tax years 2019, 2020, 2021, 2022, 2023, 2024. A filing shows what the organization reported; it doesn't by itself show whether a program works.
Sources
- FY2025: Form 990 for the fiscal year ending June 30, 2025, object 202513569349301321 · read the filing · XML
- FY2024: Form 990 for the fiscal year ending June 30, 2024, object 202443539349300224 · read the filing
- FY2023: Form 990 for the fiscal year ending June 30, 2023, object 202441019349300929 · read the filing
- FY2022: Form 990 for the fiscal year ending June 30, 2022, object 202330309349301458 · read the filing
- FY2021: Form 990 for the fiscal year ending June 30, 2021, object 202220469349301772 · read the filing
- FY2020: Form 990 for the fiscal year ending June 30, 2020, object 202120279349300027 · read the filing
All filings for EIN 91-1163554: ProPublica Nonprofit Explorer · IRS Tax Exempt Organization Search. Figures are as the organization reported them; we have not audited them.