Gospel Light Mennonite Church Medical Aid Plan
Also known as Liberty Healthshare
Gospel Light Mennonite Church Medical Aid Plan reported $138.4 million in revenue and $114.3 million in expenses for calendar year 2025. Of every $100 it spent, $88.65 went to program services, $11.35 to management and general costs and $0.00 to fundraising. Its largest source of revenue was contributions and grants: 98.5% of the total. The highest compensation it reported for one person was $490,971 (CEO). 27 people received more than $100,000 in reportable compensation. Revenue rose 153% between 2019 and 2025. Source: Form 990, 2025.
Where $100 of spending went
Calendar year 2025 · Form 990, Part IX, line 25 · total expenses $114MFor context, the median across 290 covered religion-related charities: $88.39 programs, $9.62 management, $1.99 fundraising (medians computed separately, so they may not sum to $100).
Where $100 of revenue came from
Calendar year 2025 · Form 990, Part VIII · total revenue $138MThe 990 scorecard · same measures for every charity, no grades
| Measure | 2025 | Median |
|---|---|---|
| Program services Part IX 25(B) ÷ 25(A) | 88.7% | 86.0% |
| Management & general Part IX 25(C) ÷ 25(A) | 11.3% | 9.4% |
| Fundraising Part IX 25(D) ÷ 25(A) | 0.0% | 1.9% |
| Fundraising cost per $1 of contributions Part IX 25(D) ÷ Part VIII 1h | $0.00 | $0.04 |
| Contributions & grants share of revenue Part VIII 1h ÷ 12 | 98.5% | 83.4% |
| Government grants share of revenue Part VIII 1e ÷ 12 | 0.0% | 0.0% |
| Program service revenue share Part VIII 2g ÷ 12 | 0.0% | 2.3% |
| Highest reported compensation Part VII-A, columns D–F | $490,971 | $276,040 |
| Highest compensation as share of expenses Part VII-A ÷ Part IX 25(A) | 0.43% | 1.40% |
| People paid over $100,000 Part VII, line 2 | 27 | 4 |
| Net assets, in months of expenses Part X 33(B) ÷ monthly expenses | 5.2 | 12.7 |
| Independent voting board members Part VI 1a–1b | 7 of 7 | 90.9% |
A median is context, not a target: hospitals, universities, food banks and grantmakers spend in very different ways. What these measures can and can't tell you.
What the money paid for, in its own words
2025 · Form 990, Part III · the three largest programs by expenseGospel Light Mennonite Church medical aid plan, inc., dba liberty healthshare, is a not-for-profit health care sharing ministry. In general, a health care sharing ministry is a tax-exempt organization whose members share a common set of ethical or religious beliefs and share medical expenses in accordance with those beliefs, even after a member develops a medical condition.since 1995, liberty healthshare has equipped health-conscious christian individuals and families to make wise healthcare decisions. Our supportive community commits to bearing one another's burdens in prayer, encouragement…
The sharing hearts fund was established to provide financial support for stark county, ohio area families in need. Initially designed for needs related to pediatric wellness, the program's scope was expanded to include other needs for those in the stark county area. All funds awarded under the sharing hearts fund are generated through separate donations and efforts that have no impact on the contributions or sharepower of liberty healthshare members
Highest reported compensation
2025 · Form 990, Part VII, Section A · roles as filed; names are in the filing, not here| Role | From this org | From related orgs | Other | Total |
|---|---|---|---|---|
| CEO Officer, 40.00 hrs/week | $454,266 | $0 | $36,705 | $490,971 |
| VICE PRESIDENT OF FINANCE AND CFO Officer, 40.00 hrs/week | $211,406 | $0 | $23,232 | $234,638 |
| LEAD COUNSEL Key employee, 40.00 hrs/week | $207,777 | $0 | $21,660 | $229,437 |
| EXEC VP OF HR AND ADMINIST Key employee, 40.00 hrs/week | $195,624 | $0 | $15,621 | $211,245 |
| EXEC VP OF IT & OPERATIONS Key employee, 40.00 hrs/week | $195,405 | $0 | $12,143 | $207,548 |
| VP OF COMMUNICATIONS & MEM Key employee, 40.00 hrs/week | $174,308 | $0 | $22,326 | $196,634 |
| VP OF MEDICAL SERVICES Key employee, 40.00 hrs/week | $173,822 | $0 | $22,465 | $196,287 |
| MANAGER OF SOFTWARE ENGINE Highest compensated employee, 40.00 hrs/week | $147,766 | $0 | $18,047 | $165,813 |
27 people received more than $100,000 in reportable compensation from Gospel Light Mennonite Church Medical Aid Plan (Part VII, line 2). Compensation of current officers, directors and key employees totaled $1.6M (Part IX, line 5).
7 years of filings
Form 990, Parts I, VII, IX and X · each row is that year's own filing, linkedGovernance answers, as filed
2025 · the organization's own yes/no answers; explanations, if any, are in Schedule O of the filing · what each means- Voting board members, and how many are independent Part VI, lines 1a–1b7 · 7 independent
- Audited financial statements Part XII 2bYes
- Conflict-of-interest policy Part VI 12aYes
- Whistleblower policy Part VI 13Yes
- Document retention policy Part VI 14Yes
- Independent process for top executive pay Part VI 15aYes
- Board given the 990 before filing Part VI 11aYes
- Family or business ties among insiders Part VI 2No
- Aware of a significant diversion of assets Part VI 5No
- Excess benefit transaction with an insider Part IV 25aNo
- Loans to or from insiders outstanding Part IV 26No
- Lobbying, or a 501(h) election in effect Part IV 4Yes
- Over $15,000 of professional fundraising services Part IV 18No
- Over $10,000 of activity outside the U.S. Part IV 14bNo
- Employees Part I, line 5171
- Volunteers Part I, line 67
Largest outside contractors
2025 · Form 990, Part VII, Section B · businesses only| CLARITEV CORP FKA MULTIPLAN INC Medical expense cost containment program | $2,470,215 |
| STRIPE Contributions processing | $1,874,123 |
| PERSONIFY HEALTH FKA SFUR Medical expense cost containment program | $1,547,416 |
| HART ASSOCIATES INC Marketing services | $836,025 |
| GREENBERG TRAURIG PA Legal services | $750,151 |
Individuals listed as contractors are left out. 24 contractors were paid more than $100,000 in all.
Correct a figure or respond
Every number above is copied from Gospel Light Mennonite Church Medical Aid Plan's own Form 990. If one doesn't match the filing, that's our error and we'll fix it. If you work for Gospel Light Mennonite Church Medical Aid Plan, you can publish a response that is linked from this page.
Share or embed this breakdown
Of every $100 Gospel Light Mennonite Church Medical Aid Plan spent in 2025, $88.65 went to programs. The full breakdown, from its IRS Form 990:
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Questions people ask
How much of Gospel Light Mennonite Church Medical Aid Plan's spending goes to programs?
In calendar year 2025, Gospel Light Mennonite Church Medical Aid Plan reported that 88.7% of its $114.3 million in expenses went to program services, 11.3% to management and general and 0.0% to fundraising (Form 990, Part IX).
How much does Gospel Light Mennonite Church Medical Aid Plan pay its top executive?
The largest total compensation Gospel Light Mennonite Church Medical Aid Plan reported for one person in calendar year 2025 was $490,971, for the role of CEO (Form 990, Part VII, including compensation from related organizations and other compensation).
Where does Gospel Light Mennonite Church Medical Aid Plan get its money?
Of $138.4 million in revenue in calendar year 2025, 98.5% came from contributions and grants and 0.0% from program service revenue (Form 990, Part VIII).
Is Gospel Light Mennonite Church Medical Aid Plan a registered charity?
The IRS lists EIN 47-2042581 as a 501(c)(3) organization (publicly supported organization (170(b)(1)(a)(vi))), and its records show contributions as tax-deductible. Form 990 filings on record here cover tax years 2019, 2020, 2021, 2022, 2023, 2024, 2025. A filing shows what the organization reported; it doesn't by itself show whether a program works.
Sources
- 2025: Form 990 for calendar year 2025, object 202610909349301351 · read the filing · XML
- 2024: Form 990 for calendar year 2024, object 202511149349300406 · read the filing
- 2023: Form 990 for calendar year 2023, object 202441139349300549 · read the filing
- 2022: Form 990 for calendar year 2022, object 202322849349300542 · read the filing
- 2021: Form 990 for calendar year 2021 (amended), object 202302099349301705 · read the filing
- 2020: Form 990 for calendar year 2020, object 202113169349302646 · read the filing
- 2019: Form 990 for calendar year 2019, object 202043179349307804 · read the filing
All filings for EIN 47-2042581: ProPublica Nonprofit Explorer · IRS Tax Exempt Organization Search. Figures are as the organization reported them; we have not audited them.